Side-by-side · Q2 2026 data
District One Highway Credit Union vs Legacy Credit Union
Credit union
District One Highway Credit Union
Saint Joseph, Missouri · Under $100 million in assets
Metric by metric
| Measure | District One Highway Credit Union | Legacy Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 80 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 47 |
| Earnings | 68 | 79 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 95th | 65th |
| Total assets | $30.5M | $25.4M |
| Deposits / shares | $24.6M | $20.8M |
| Capital ratio | 18.78% (stronger) | 17.47% |
| Problem loans | 0.00% (stronger) | 1.60% |
| Net charge-offs | -0.03% (stronger) | 0.27% |
| Return on assets | 1.20% | 1.47% (stronger) |
| Loans ÷ deposits | 28.9% (stronger) | 72.2% |
| Uninsured deposits | 3.0% | 2.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
District One Highway Credit Union has the higher TellerScore (94 vs 80). On the 7 directional measures above (where higher or lower is clearly better), District One Highway Credit Union leads on 5 and Legacy Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.