Headquartered in Saint Joseph, Missouri, District One Highway Credit Union is a federally insured state-chartered credit union with $30.5M in total assets and $24.6M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1954.
District One Highway Credit Union has a TellerScore of 94 out of 100 (very strong) based on Q2 2026 data — higher than 95% of its 2,479 credit unions with under $100 million in assets. Among 87 credit unions headquartered in Missouri, it ranks 2nd. Capital cushion contributes the most (100/100, 18.78%); earnings contributes the least (68/100, 1.20%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (92 → 94), mostly because the earnings component improved by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 87 |
| Q3 2024 | 89 |
| Q4 2024 | 90 |
| Q1 2025 | 91 |
| Q2 2025 | 92 |
| Q3 2025 | 93 |
| Q4 2025 | 93 |
| Q1 2026 | 93 |
| Q2 2026 | 94 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 15.78% |
| Q3 2024 | 16.18% |
| Q4 2024 | 16.41% |
| Q1 2025 | 17.24% |
| Q2 2025 | 17.61% |
| Q3 2025 | 17.92% |
| Q4 2025 | 18.40% |
| Q1 2026 | 18.53% |
| Q2 2026 | 18.78% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.15% |
| Q3 2024 | 0.11% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.50% |
| Q3 2024 | 0.73% |
| Q4 2024 | 0.75% |
| Q1 2025 | 0.83% |
| Q2 2025 | 0.96% |
| Q3 2025 | 1.08% |
| Q4 2025 | 1.13% |
| Q1 2026 | 1.18% |
| Q2 2026 | 1.20% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 94 | $30.5M | 18.78% | 0.00% | 1.20% | 28.9% |
| Q1 2026 | 93 | $30.4M | 18.53% | 0.00% | 1.18% | 27.2% |
| Q4 2025 | 93 | $30.1M | 18.40% | 0.00% | 1.13% | 28.3% |
| Q3 2025 | 93 | $30.4M | 17.92% | 0.00% | 1.08% | 29.2% |
| Q2 2025 | 92 | $30.3M | 17.61% | 0.00% | 0.96% | 23.9% |
| Q1 2025 | 91 | $30.5M | 17.24% | 0.00% | 0.83% | 24.1% |
| Q4 2024 | 90 | $31.7M | 16.41% | 0.00% | 0.75% | 23.4% |
| Q3 2024 | 89 | $31.7M | 16.18% | 0.11% | 0.73% | 24.4% |
| Q2 2024 | 87 | $32.0M | 15.78% | 0.15% | 0.50% | 24.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| De Soto Mo Pac Credit UnionCredit union De Soto, MO | 58 out of 100, Moderate | $30.5M | 9.7% | 1.33% | vs |
| Highway Alliance Credit UnionCredit union Jefferson city, MO | 73 out of 100, Strong | $29.5M | 11.5% | 0.80% | vs |
| Columbia Credit UnionCredit union Columbia, MO | 77 out of 100, Strong | $34.4M | 9.9% | 0.07% | vs |
| County Credit UnionCredit union Clayton, MO | 64 out of 100, Moderate | $25.9M | 11.6% | 0.99% | vs |
| Legacy Credit UnionCredit union Joplin, MO | 80 out of 100, Strong | $25.4M | 17.5% | 1.60% | vs |
| Highway Crossroads Credit UnionCredit union Sikeston, MO | 47 out of 100, Below average | $24.4M | 14.6% | 4.65% | vs |
Deposit insurance
Is my money safe at District One Highway Credit Union?
Yes. District One Highway Credit Union is a federally insured credit union (NCUA charter #63420). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.0% of shares and deposits ($747K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 18.78%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
District One Highway Credit Union lists 1 office in 1 city. Most locations:
- Saint Joseph, MO (1)
Identity & history
Profile
- Legal name
- District One Highway Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 63420
- RSSD ID
- 160799
- Primary regulator
- State + NCUA
- Established
- 1954
- Headquarters
- 3011 N Belt Hwy Ste B, Saint Joseph, MO 64506
- Employees
- 3
Quick answers
District One Highway Credit Union: common questions
Is District One Highway Credit Union NCUA insured?
Yes. District One Highway Credit Union is a federally insured credit union (NCUA charter #63420). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is District One Highway Credit Union's TellerScore?
94 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does District One Highway Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Saint Joseph
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Exchange Bank & TrustBank Atchison, KS | 88 out of 100, Very strong | $626.8M | 13.0% | 0.23% | vs |
| The Nodaway Valley BankBank Maryville, MO | 87 out of 100, Very strong | $1.6B | 11.6% | 0.00% | vs |
| Goetz Credit UnionCredit union St Joseph, MO | 85 out of 100, Very strong | $89.6M | 15.7% | 0.50% | vs |
| HNB National BankBank Hannibal, MO | 81 out of 100, Strong | $1.3B | 9.7% | 0.06% | vs |
| St. Joseph Teachers' Credit UnionCredit union Saint Joseph, MO | 78 out of 100, Strong | $8.7M | 10.9% | 0.29% | vs |
| Connections BankBank Platte City, MO | 78 out of 100, Strong | $516.6M | 9.8% | 0.00% | vs |