Side-by-side · Q2 2026 data
Division 726 Federal Credit Union vs Seneca Nation of Indians Federal Credit Union
Credit union
Division 726 Federal Credit Union
Staten Island, New York · Under $100 million in assets
Credit union
Seneca Nation of Indians Federal Credit Union
Irving, New York · Under $100 million in assets
Metric by metric
| Measure | Division 726 Federal Credit Union | Seneca Nation of Indians Federal Credit Union |
|---|---|---|
| TellerScore | 50 | 75 (stronger) |
| Capital cushion | 98 (stronger) | 85 |
| Loan quality | 0 | 52 (stronger) |
| Earnings | 0 | 64 (stronger) |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 55 | 88 (stronger) |
| Peer percentile | 9th | 52nd |
| Total assets | $8.7M | $9.5M |
| Deposits / shares | $7.2M | $8.2M |
| Capital ratio | 14.83% (stronger) | 13.47% |
| Problem loans | 7.22% | 1.43% (stronger) |
| Net charge-offs | 10.75% | 0.41% (stronger) |
| Return on assets | -2.36% | 1.09% (stronger) |
| Loans ÷ deposits | 56.6% (stronger) | 62.9% |
| Uninsured deposits | 0.0% (stronger) | 4.2% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Seneca Nation of Indians Federal Credit Union has the higher TellerScore (75 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Division 726 Federal Credit Union leads on 3 and Seneca Nation of Indians Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.