TellerScore

Division 726 Federal Credit Union is a federal credit union headquartered in Staten Island, New York, in business for about 56 years. At the end of Q2 2026 it reported $8.7M in total assets and $7.2M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Division 726 Federal Credit Union scores 50/100, which we describe as below average. That is higher than only 9% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 245th. Its strongest component is funding & liquidity (100/100; 57% loans-to-deposits, 0% uninsured), and its lowest is earnings (0/100; -2.36%).

TellerScore · Q2 2026

Scorecard

Capital cushion98/100
Net worth ratio: 14.83%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 7.22%
Earnings0/100
Return on assets (annualized): -2.36%
Funding & liquidity100/100
Loans ÷ shares: 56.6% · 0.0% uninsured
Problem-loan coverage55/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 22.57%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (50 → 50).

TellerScore
495560Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202460
Q3 202455
Q4 202455
Q1 202550
Q2 202550
Q3 202549
Q4 202551
Q1 202659
Q2 202650
Net worth ratio
7.00%12.39%17.79%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.06%
Q3 202416.72%
Q4 202417.79%
Q1 202516.78%
Q2 202517.42%
Q3 202516.57%
Q4 202515.34%
Q1 202615.74%
Q2 202614.83%
Delinquent loans (60+ days)
4.31%6.16%8.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20244.64%
Q3 20244.31%
Q4 20244.76%
Q1 20255.43%
Q2 20255.82%
Q3 20258.01%
Q4 20255.75%
Q1 20267.29%
Q2 20267.22%
Return on assets
-3.57%-1.35%0.87%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.87%
Q3 20240.15%
Q4 20240.12%
Q1 2025-2.45%
Q2 2025-1.86%
Q3 2025-3.04%
Q4 2025-3.57%
Q1 20260.47%
Q2 2026-2.36%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202650$8.7M14.83%7.22%-2.36%56.6%
Q1 202659$9.0M15.74%7.29%0.47%57.2%
Q4 202551$9.0M15.34%5.75%-3.57%59.0%
Q3 202549$9.0M16.57%8.01%-3.04%64.7%
Q2 202550$9.3M17.42%5.82%-1.86%66.9%
Q1 202550$9.8M16.78%5.43%-2.45%68.6%
Q4 202455$9.6M17.79%4.76%0.12%72.5%
Q3 202455$10.2M16.72%4.31%0.15%72.6%
Q2 202460$10.2M17.06%4.64%0.87%76.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.83%
53rd
Problem loans7.22%
3rd
Net charge-offs10.75%
1st
Return on assets-2.36%
3rd
Loans to deposits56.6%
53rd
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio22.6%
4th

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Deposit insurance

Is my money safe at Division 726 Federal Credit Union?

Yes. Division 726 Federal Credit Union is a federally insured credit union (NCUA charter #20336). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.83%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Division 726 Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Division 726 Federal Credit Union
Type
Federal credit union
NCUA charter #
20336
RSSD ID
66088
Primary regulator
NCUA
Established
1970
Headquarters
4886 Arthur Kill Rd, Staten Island, NY 10309
Employees
9

Quick answers

Division 726 Federal Credit Union: common questions

Is Division 726 Federal Credit Union NCUA insured?

Yes. Division 726 Federal Credit Union is a federally insured credit union (NCUA charter #20336). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Division 726 Federal Credit Union's TellerScore?

50 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Division 726 Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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