Side-by-side · Q2 2026 data
DLP Bank vs Community First Credit Union of Flo
Credit union
Community First Credit Union of Flo
Jacksonville, Florida · $1 billion – $10 billion
Metric by metric
| Measure | DLP Bank | Community First Credit Union of Flo |
|---|---|---|
| TellerScore | 74 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 73 |
| Loan quality | 52 | 79 (stronger) |
| Earnings | 53 | 55 (stronger) |
| Funding & liquidity | 73 | 75 (stronger) |
| Problem-loan coverage | 91 | 91 |
| Peer percentile | 57th | 70th |
| Total assets | $301.4M | $3.2B |
| Deposits / shares | $241.5M | $2.8B |
| Capital ratio | 15.32% (stronger) | 12.26% |
| Problem loans | 1.45% | 0.63% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.88% |
| Return on assets | 0.84% | 0.88% (stronger) |
| Loans ÷ deposits | 48.3% (stronger) | 85.2% |
| Uninsured deposits | 39.7% | 13.9% (stronger) |
| Offices | 3 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.3% |
DLP Bank has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), DLP Bank leads on 4 and Community First Credit Union of Flo on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.