Side-by-side · Q2 2026 data
Doches Credit Union vs My Credit Union
Metric by metric
| Measure | Doches Credit Union | My Credit Union |
|---|---|---|
| TellerScore | 74 | 74 |
| Capital cushion | 85 (stronger) | 78 |
| Loan quality | 79 (stronger) | 66 |
| Earnings | 43 | 51 (stronger) |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 49th | 49th |
| Total assets | $64.5M | $58.2M |
| Deposits / shares | $56.4M | $50.4M |
| Capital ratio | 13.54% (stronger) | 12.78% |
| Problem loans | 0.62% (stronger) | 1.02% |
| Net charge-offs | 0.20% | 0.08% (stronger) |
| Return on assets | 0.59% | 0.76% (stronger) |
| Loans ÷ deposits | 88.5% | 58.1% (stronger) |
| Uninsured deposits | 1.7% | 1.1% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Doches Credit Union leads on 2 and My Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.