Side-by-side · Q2 2026 data
Dollar Bank, Federal Savings Bank vs Penn-Trafford School Emp. Federal Credit Union
Credit union
Penn-Trafford School Emp. Federal Credit Union
Trafford, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Dollar Bank, Federal Savings Bank | Penn-Trafford School Emp. Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 99 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 76 | 100 (stronger) |
| Earnings | 44 | 94 (stronger) |
| Funding & liquidity | 47 | 100 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 35th | 99th |
| Total assets | $12.7B | $5.3M |
| Deposits / shares | $10.0B | $4.2M |
| Capital ratio | 11.05% | 21.24% (stronger) |
| Problem loans | 0.72% | 0.00% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 0.61% | 1.85% (stronger) |
| Loans ÷ deposits | 98.0% | 52.8% (stronger) |
| Uninsured deposits | 28.8% | 0.0% (stronger) |
| Offices | 91 | 2 |
| CFPB complaints (3 yrs) | 135 | — |
| Complaints per $1B deposits | 13.5 | — |
| Mortgage denial rate (HMDA) | 22.3% | — |
Penn-Trafford School Emp. Federal Credit Union has the higher TellerScore (99 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Dollar Bank, Federal Savings Bank leads on 0 and Penn-Trafford School Emp. Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.