TellerScore

Headquartered in Pittsburgh, Pennsylvania, Dollar Bank, Federal Savings Bank is a savings bank with $12.7B in total assets and $10.0B in deposits as of Q2 2026. It operates 91 offices across 4 states. Its charter dates back to 1984.

Based on its Q2 2026 filing, Dollar Bank, Federal Savings Bank scores 62/100, which we describe as moderate. That is higher than only 35% of 132 banks with $10 billion – $100 billion. Among 110 banks headquartered in Pennsylvania, it ranks 77th. Its strongest component is problem-loan coverage (90/100; 5.2%), and its lowest is earnings (44/100; 0.61%).

TellerScore · Q2 2026

Scorecard

Capital cushion60/100
Tier 1 leverage ratio: 11.05%
Loan quality76/100
Noncurrent loans ÷ total loans: 0.72%
Earnings44/100
Return on assets (annualized): 0.61%
Funding & liquidity47/100
Loans ÷ deposits and uninsured-deposit share: 98.0% · 28.8% uninsured
Problem-loan coverage90/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 5.21%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (62 → 62).

TellerScore
576063Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202461
Q4 202461
Q1 202563
Q2 202562
Q3 202558
Q4 202557
Q1 202659
Q2 202662
Tier 1 leverage ratio
5.00%8.04%11.07%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.80%
Q3 202410.87%
Q4 202410.98%
Q1 202511.07%
Q2 202511.06%
Q3 202511.03%
Q4 202510.96%
Q1 202610.98%
Q2 202611.05%
Noncurrent loans
0.66%0.90%1.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.66%
Q3 20240.75%
Q4 20240.72%
Q1 20250.66%
Q2 20250.69%
Q3 20251.04%
Q4 20251.14%
Q1 20261.08%
Q2 20260.72%
Return on assets
0.39%0.50%0.61%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.39%
Q3 20240.39%
Q4 20240.42%
Q1 20250.48%
Q2 20250.48%
Q3 20250.51%
Q4 20250.53%
Q1 20260.60%
Q2 20260.61%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$12.7B11.05%0.72%0.61%98.0%
Q1 202659$12.5B10.98%1.08%0.60%94.5%
Q4 202557$12.5B10.96%1.14%0.53%94.8%
Q3 202558$12.2B11.03%1.04%0.51%94.0%
Q2 202562$11.9B11.06%0.69%0.48%94.6%
Q1 202563$11.7B11.07%0.66%0.48%92.7%
Q4 202461$11.6B10.98%0.72%0.42%93.6%
Q3 202461$11.7B10.87%0.75%0.39%93.2%
Q2 202461$11.5B10.80%0.66%0.39%94.3%

132 peers · $10 billion – $100 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.05%
75th
Total risk-based capital16.45%
80th
Problem loans0.72%
44th
Net charge-offs0.09%
60th
Return on assets0.61%
13th
Net interest margin3.23%
31st
Efficiency ratio72.7%
7th
Loans to deposits98.0%
13th
Uninsured deposits28.8%
73rd
Loan-loss reserves0.97%
30th
Texas ratio5.2%
34th

Similar-size banks in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
First Commonwealth BankBank Indiana, PA65 out of 100, Moderate$12.2B10.2%0.89%vs
Northwest BankBank Warren, PA66 out of 100, Moderate$17.2B9.8%0.69%vs
TriState Capital BankBank Pittsburgh, PA56 out of 100, Moderate$24.3B7.4%0.30%vs
Customers BankBank Malvern, PA65 out of 100, Moderate$26.5B9.3%0.33%vs
BNY Mellon, National AssociationBank Pittsburgh, PA57 out of 100, Moderate$30.6B6.5%0.06%vs
Fulton Bank, National AssociationBank Lancaster, PA65 out of 100, Moderate$32.6B10.2%0.71%vs

Deposit insurance

Is my money safe at Dollar Bank, Federal Savings Bank?

Yes. Dollar Bank, Federal Savings Bank is an FDIC-insured institution (FDIC certificate #32245). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 28.8% of deposits ($2.9B) are above the $250,000 FDIC insurance limit, below the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.05%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.45% (benchmark: 10%).

Check how much of your own balance is covered

91 locations

Branches

Dollar Bank, Federal Savings Bank lists 91 offices in 50 cities across 4 states. Most locations:

All branch addresses and map

CFPB complaint database

Consumer complaints

Over the last three years, the CFPB forwarded 135 consumer complaints about DOLLAR MUTUAL BANCORP to the company (52 in the last 12 months). 100.0% received a timely response. That is 13.5 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

Complaint breakdown by product and issue

HMDA 2025

Mortgage lending

In 2025, Dollar Bank, Federal Savings Bank reported 7,108 home-loan applications under HMDA (LEI 549300MSU5WVAU4ZN645): 4,961 originated ($1,161,175,000 total), 1,500 denied, and 387 withdrawn or closed by the applicant. Its denial rate on decided applications was 22.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Dollar Bank, Federal Savings Bank
Former names
Dollar Bank, FSB
Type
Savings bank
FDIC certificate #
32245
RSSD ID
961624
Primary regulator
OCC
Holding company
Dollar Mutual Bcorp
Established
September 21, 1984
Headquarters
340 4th Ave, Pittsburgh, PA 15222
Employees
1,501

Quick answers

Dollar Bank, Federal Savings Bank: common questions

Is Dollar Bank, Federal Savings Bank FDIC insured?

Yes. Dollar Bank, Federal Savings Bank is an FDIC-insured institution (FDIC certificate #32245). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Dollar Bank, Federal Savings Bank's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Dollar Bank, Federal Savings Bank ever failed?

There is no failure record for FDIC certificate #32245 in the FDIC failed bank list.

How many branches does Dollar Bank, Federal Savings Bank have?

91 offices as of the latest FDIC data, in 4 states.

Nearby

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