Side-by-side · Q2 2026 data
Douglas National Bank vs Interstate Credit Union
Metric by metric
| Measure | Douglas National Bank | Interstate Credit Union |
|---|---|---|
| TellerScore | 78 | 89 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 97 (stronger) | 82 |
| Earnings | 100 | 100 |
| Funding & liquidity | 51 | 63 (stronger) |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 72nd | 94th |
| Total assets | $326.9M | $410.9M |
| Deposits / shares | $294.7M | $341.0M |
| Capital ratio | 10.33% | 15.85% (stronger) |
| Problem loans | 0.10% (stronger) | 0.54% |
| Net charge-offs | 0.03% (stronger) | 0.32% |
| Return on assets | 3.51% (stronger) | 2.43% |
| Loans ÷ deposits | 84.8% (stronger) | 97.0% |
| Uninsured deposits | 37.2% | 6.8% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.8% |
Interstate Credit Union has the higher TellerScore (89 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Douglas National Bank leads on 4 and Interstate Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.