The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (87 → 89), mostly because the capital cushion component improved by 6 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Georgia

Yes. Interstate Credit Union is a federally insured credit union (NCUA charter #68717). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.8% of shares and deposits ($23.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 15.85%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Interstate Credit Union lists 8 offices in 6 cities. Most locations:

• Jesup, GA (3)
• Baxley, GA (1)
• Brunswick, GA (1)
• Douglas, GA (1)
• Hazlehurst, GA (1)
• Midway, GA (1)

All branch addresses and map

In 2025, Interstate Credit Union reported 191 home-loan applications under HMDA (LEI 549300Z6CO0YC8ULYR28): 98 originated ($9,100,000 total), 42 denied, and 40 withdrawn or closed by the applicant. Its denial rate on decided applications was 27.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Interstate Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68717

RSSD ID

196882

Primary regulator

State + NCUA

Established

1968

Headquarters

705 West Cherry Street, Jesup, GA 31545

Employees

89