Side-by-side · Q2 2026 data
Douglas National Bank vs Southeastern Credit Union
Metric by metric
| Measure | Douglas National Bank | Southeastern Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 73 |
| Capital cushion | 53 | 58 (stronger) |
| Loan quality | 97 (stronger) | 86 |
| Earnings | 100 (stronger) | 66 |
| Funding & liquidity | 51 | 74 (stronger) |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 72nd | 60th |
| Total assets | $326.9M | $440.7M |
| Deposits / shares | $294.7M | $388.5M |
| Capital ratio | 10.33% | 10.81% (stronger) |
| Problem loans | 0.10% (stronger) | 0.41% |
| Net charge-offs | 0.03% (stronger) | 0.17% |
| Return on assets | 3.51% (stronger) | 1.14% |
| Loans ÷ deposits | 84.8% (stronger) | 85.8% |
| Uninsured deposits | 37.2% | 5.9% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.3% |
Douglas National Bank has the higher TellerScore (78 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Douglas National Bank leads on 5 and Southeastern Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.