Side-by-side · Q2 2026 data
Dover Federal Credit Union vs Delaware State Police Federal Credit Union
Credit union
Delaware State Police Federal Credit Union
Georgetown, Delaware · $100 million – $1 billion
Metric by metric
| Measure | Dover Federal Credit Union | Delaware State Police Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 67 (stronger) |
| Capital cushion | 27 | 63 (stronger) |
| Loan quality | 70 (stronger) | 57 |
| Earnings | 33 | 51 (stronger) |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 81 | 91 (stronger) |
| Peer percentile | 8th | 41st |
| Total assets | $731.9M | $138.1M |
| Deposits / shares | $672.5M | $125.6M |
| Capital ratio | 7.73% | 11.32% (stronger) |
| Problem loans | 0.91% (stronger) | 1.28% |
| Net charge-offs | 0.99% | 0.24% (stronger) |
| Return on assets | 0.34% | 0.78% (stronger) |
| Loans ÷ deposits | 81.1% | 43.3% (stronger) |
| Uninsured deposits | 6.5% | 1.3% (stronger) |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 40.6% | 0.0% |
Delaware State Police Federal Credit Union has the higher TellerScore (67 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Dover Federal Credit Union leads on 1 and Delaware State Police Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.