Side-by-side · Q2 2026 data
Dover Federal Credit Union vs P.S.E. & G. Nuclear Employees Federal Credit Union
Credit union
P.S.E. & G. Nuclear Employees Federal Credit Union
Hancocks Bridge, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Dover Federal Credit Union | P.S.E. & G. Nuclear Employees Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 72 (stronger) |
| Capital cushion | 27 | 79 (stronger) |
| Loan quality | 70 | 92 (stronger) |
| Earnings | 33 (stronger) | 0 |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 81 | 99 (stronger) |
| Peer percentile | 8th | 44th |
| Total assets | $731.9M | $10.0M |
| Deposits / shares | $672.5M | $8.7M |
| Capital ratio | 7.73% | 12.93% (stronger) |
| Problem loans | 0.91% | 0.24% (stronger) |
| Net charge-offs | 0.99% (stronger) | 1.20% |
| Return on assets | 0.34% (stronger) | -4.50% |
| Loans ÷ deposits | 81.1% | 35.8% (stronger) |
| Uninsured deposits | 6.5% | 0.0% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 40.6% | — |
P.S.E. & G. Nuclear Employees Federal Credit Union has the higher TellerScore (72 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Dover Federal Credit Union leads on 2 and P.S.E. & G. Nuclear Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.