TellerScore

P.S.E. & G. Nuclear Employees Federal Credit Union (NCUA charter #24226) is based in Hancocks Bridge, New Jersey. Its Q2 2026 call report shows $10.0M in total assets and $8.7M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, P.S.E. & G. Nuclear Employees Federal Credit Union scores 72/100, which we describe as strong. That is higher than only 44% of 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 50th. Its strongest component is funding & liquidity (100/100; 36% loans-to-deposits, 0% uninsured), and its lowest is earnings (0/100; -4.50%).

TellerScore · Q2 2026

Scorecard

Capital cushion79/100
Net worth ratio: 12.93%
Loan quality92/100
Loans 60+ days delinquent ÷ total loans: 0.24%
Earnings0/100
Return on assets (annualized): -4.50%
Funding & liquidity100/100
Loans ÷ shares: 35.8% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.57%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 15 points (87 → 72), mostly because the earnings component weakened by 46 points.

TellerScore
728291Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202483
Q3 202489
Q4 202489
Q1 202585
Q2 202587
Q3 202589
Q4 202591
Q1 202680
Q2 202672
Net worth ratio
7.00%10.96%14.93%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202413.66%
Q3 202414.47%
Q4 202414.39%
Q1 202514.15%
Q2 202514.46%
Q3 202514.64%
Q4 202514.93%
Q1 202613.68%
Q2 202612.93%
Delinquent loans (60+ days)
0.07%0.20%0.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.16%
Q3 20240.12%
Q4 20240.12%
Q1 20250.10%
Q2 20250.09%
Q3 20250.08%
Q4 20250.07%
Q1 20260.34%
Q2 20260.24%
Return on assets
-4.50%-1.75%1.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.59%
Q3 20241.01%
Q4 20241.01%
Q1 20250.54%
Q2 20250.65%
Q3 20250.90%
Q4 20250.94%
Q1 20260.37%
Q2 2026-4.50%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$10.0M12.93%0.24%-4.50%35.8%
Q1 202680$10.0M13.68%0.34%0.37%39.8%
Q4 202591$10.1M14.93%0.07%0.94%46.5%
Q3 202589$10.2M14.64%0.08%0.90%49.8%
Q2 202587$10.0M14.46%0.09%0.65%52.2%
Q1 202585$10.1M14.15%0.10%0.54%54.5%
Q4 202489$9.8M14.39%0.12%1.01%58.8%
Q3 202489$9.6M14.47%0.12%1.01%62.0%
Q2 202483$9.9M13.66%0.16%0.59%64.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.93%
39th
Problem loans0.24%
72nd
Net charge-offs1.20%
11th
Return on assets-4.50%
2nd
Loans to deposits35.8%
83rd
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.6%
74th

Similar-size credit unions in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
Bloomfield Fire and Police Federal Credit UnionCredit union Bloomfield, NJ67 out of 100, Moderate$10.0M14.9%2.50%vs
East Orange Firemens Federal Credit UnionCredit union Bloomfield, NJ64 out of 100, Moderate$9.9M26.3%8.37%vs
Hoboken N J Police Federal Credit UnionCredit union Hoboken, NJ49 out of 100, Below average$10.3M22.7%3.84%vs
Bayonne School Employees Federal Credit UnionCredit union Bayonne, NJ72 out of 100, Strong$9.4M10.9%1.05%vs
Members Connect Federal Credit UnionCredit union Madison, NJ60 out of 100, Moderate$10.8M14.2%2.40%vs
Hmc (Nj) Federal Credit UnionCredit union Flemington, NJ75 out of 100, Strong$8.9M11.3%0.00%vs

Deposit insurance

Is my money safe at P.S.E. & G. Nuclear Employees Federal Credit Union?

Yes. P.S.E. & G. Nuclear Employees Federal Credit Union is a federally insured credit union (NCUA charter #24226). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.93%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

P.S.E. & G. Nuclear Employees Federal Credit Union lists 1 office in 1 city. Most locations:

  • Hancocks Bridge, NJ (1)

All branch addresses and map

Identity & history

Profile

Legal name
P.S.E. & G. Nuclear Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
24226
RSSD ID
460293
Primary regulator
NCUA
Established
1985
Headquarters
P.O. Box 232, Hancocks Bridge, NJ 08038
Employees
3

Quick answers

P.S.E. & G. Nuclear Employees Federal Credit Union: common questions

Is P.S.E. & G. Nuclear Employees Federal Credit Union NCUA insured?

Yes. P.S.E. & G. Nuclear Employees Federal Credit Union is a federally insured credit union (NCUA charter #24226). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is P.S.E. & G. Nuclear Employees Federal Credit Union's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does P.S.E. & G. Nuclear Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Hancocks Bridge

InstitutionScoreAssetsCapitalProblem loansCompare
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
HSBC Trust Company (Delaware), National AssociationBank Wilmington, DE94 out of 100, Very strong$57.2M97.8%0.00%vs
Deutsche Bank Trust Company DelawareBank Newark, DE93 out of 100, Very strong$141.4M93.2%0.00%vs
New Castle County Delaware Em Federal Credit UnionCredit union New Castle, DE86 out of 100, Very strong$33.3M12.0%0.00%vs
Delaware River & Bay Auth Emp Federal Credit UnionCredit union New Castle, DE86 out of 100, Very strong$4.1M25.8%0.82%vs
Parke BankBank Sewell, NJ85 out of 100, Very strong$2.3B15.9%0.27%vs