Side-by-side · Q2 2026 data
Dover-Phila Federal Credit Union vs Cinfed Federal Credit Union
Metric by metric
| Measure | Dover-Phila Federal Credit Union | Cinfed Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 72 |
| Capital cushion | 83 (stronger) | 66 |
| Loan quality | 70 | 90 (stronger) |
| Earnings | 81 (stronger) | 53 |
| Funding & liquidity | 100 (stronger) | 61 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 83rd | 57th |
| Total assets | $812.6M | $863.2M |
| Deposits / shares | $718.6M | $723.6M |
| Capital ratio | 13.28% (stronger) | 11.56% |
| Problem loans | 0.91% | 0.30% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.21% |
| Return on assets | 1.52% (stronger) | 0.84% |
| Loans ÷ deposits | 39.8% (stronger) | 99.5% |
| Uninsured deposits | 6.0% | 0.4% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.6% |
Dover-Phila Federal Credit Union has the higher TellerScore (83 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Dover-Phila Federal Credit Union leads on 5 and Cinfed Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.