TellerScore

Dover-Phila Federal Credit Union is a federal credit union headquartered in Dover, Ohio, in business for about 73 years. At the end of Q2 2026 it reported $812.6M in total assets and $718.6M in member shares and deposits, with 5 offices.

Based on its Q2 2026 filing, Dover-Phila Federal Credit Union scores 83/100, which we describe as strong. That is higher than 83% of 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 38th. Its strongest component is funding & liquidity (100/100; 40% loans-to-deposits, 6% uninsured), and its lowest is loan quality (70/100; 0.91%).

TellerScore · Q2 2026

Scorecard

Capital cushion83/100
Net worth ratio: 13.28%
Loan quality70/100
Loans 60+ days delinquent ÷ total loans: 0.91%
Earnings81/100
Return on assets (annualized): 1.52%
Funding & liquidity100/100
Loans ÷ shares: 39.8% · 6.0% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.42%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (80 → 83), mostly because the earnings component improved by 17 points.

TellerScore
778286Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202479
Q4 202477
Q1 202581
Q2 202580
Q3 202579
Q4 202577
Q1 202686
Q2 202683
Net worth ratio
7.00%10.30%13.61%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.60%
Q3 202413.61%
Q4 202413.39%
Q1 202512.99%
Q2 202513.05%
Q3 202513.05%
Q4 202512.96%
Q1 202613.13%
Q2 202613.28%
Delinquent loans (60+ days)
0.65%0.82%0.98%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.76%
Q3 20240.78%
Q4 20240.88%
Q1 20250.65%
Q2 20250.79%
Q3 20250.75%
Q4 20250.98%
Q1 20260.67%
Q2 20260.91%
Return on assets
0.65%1.15%1.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.76%
Q3 20240.75%
Q4 20240.65%
Q1 20251.08%
Q2 20251.09%
Q3 20250.90%
Q4 20250.95%
Q1 20261.65%
Q2 20261.52%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$812.6M13.28%0.91%1.52%39.8%
Q1 202686$800.3M13.13%0.67%1.65%40.2%
Q4 202577$785.4M12.96%0.98%0.95%41.5%
Q3 202579$762.8M13.05%0.75%0.90%43.2%
Q2 202580$755.1M13.05%0.79%1.09%44.2%
Q1 202581$742.4M12.99%0.65%1.08%41.2%
Q4 202477$705.0M13.39%0.88%0.65%43.8%
Q3 202479$689.1M13.61%0.78%0.75%46.1%
Q2 202479$680.2M13.60%0.76%0.76%47.2%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.28%
72nd
Problem loans0.91%
35th
Net charge-offs0.12%
82nd
Return on assets1.52%
89th
Loans to deposits39.8%
96th
Uninsured deposits6.0%
48th
Loan-loss reserves0.00%
50th
Texas ratio2.4%
70th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Pathways Financial Credit UnionCredit union Columbus, OH67 out of 100, Moderate$771.9M10.8%1.08%vs
Atomic Credit UnionCredit union Piketon, OH64 out of 100, Moderate$855.4M8.6%0.24%vs
Cinfed Federal Credit UnionCredit union Cincinnati, OH72 out of 100, Strong$863.2M11.6%0.30%vs
Bmi Federal Credit UnionCredit union Dublin, OH68 out of 100, Moderate$732.3M10.4%0.46%vs
Sharefax Credit UnionCredit union Cincinnati, OH59 out of 100, Moderate$720.8M9.8%1.11%vs
Day Air Credit UnionCredit union Kettering, OH82 out of 100, Strong$908.8M14.6%0.96%vs

Deposit insurance

Is my money safe at Dover-Phila Federal Credit Union?

Yes. Dover-Phila Federal Credit Union is a federally insured credit union (NCUA charter #8822). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.0% of shares and deposits ($43.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.28%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Dover-Phila Federal Credit Union lists 5 offices in 3 cities. Most locations:

  • Dover, OH (3)
  • New Phila, OH (1)
  • Uhrichsville, OH (1)

All branch addresses and map

Identity & history

Profile

Legal name
Dover-Phila Federal Credit Union
Type
Federal credit union
NCUA charter #
8822
RSSD ID
269580
Primary regulator
NCUA
Established
1953
Headquarters
129 Fillmore Ave, Dover, OH 44622
Employees
105

Quick answers

Dover-Phila Federal Credit Union: common questions

Is Dover-Phila Federal Credit Union NCUA insured?

Yes. Dover-Phila Federal Credit Union is a federally insured credit union (NCUA charter #8822). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Dover-Phila Federal Credit Union's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Dover-Phila Federal Credit Union have?

5 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Dover

InstitutionScoreAssetsCapitalProblem loansCompare
Brewster Federal Credit UnionCredit union Brewster, OH95 out of 100, Very strong$32.9M18.4%0.56%vs
Firstenergy Family Credit UnionCredit union Akron, OH93 out of 100, Very strong$47.2M16.5%0.53%vs
Minerva Area Federal Credit UnionCredit union Minerva, OH93 out of 100, Very strong$17.9M15.1%0.14%vs
C E S Credit UnionCredit union Mount Vernon, OH91 out of 100, Very strong$244.3M13.1%0.16%vs
The Bank of Magnolia CompanyBank Magnolia, OH89 out of 100, Very strong$107.8M13.0%0.12%vs
Harvest Federal Credit UnionCredit union Heath, OH84 out of 100, Strong$43.9M12.8%0.30%vs