TellerScore

Side-by-side · Q2 2026 data

Dow Credit Union vs Consumers Credit Union

Credit union

Dow Credit Union

Midland, Michigan · $1 billion – $10 billion

73of 100
Strong

Credit union

Consumers Credit Union

Oshtemo, Michigan · $1 billion – $10 billion

65of 100
Moderate

Metric by metric

MeasureDow Credit UnionConsumers Credit Union
TellerScore73 (stronger)65
Capital cushion51 (stronger)44
Loan quality90 (stronger)87
Earnings5068 (stronger)
Funding & liquidity100 (stronger)51
Problem-loan coverage97 (stronger)91
Peer percentile70th41st
Total assets$2.6B$2.9B
Deposits / shares$2.3B$2.4B
Capital ratio10.07% (stronger)9.36%
Problem loans0.29% (stronger)0.40%
Net charge-offs0.44%0.24% (stronger)
Return on assets0.76%1.21% (stronger)
Loans ÷ deposits52.4% (stronger)106.4%
Uninsured deposits8.1% (stronger)17.7%
Offices221
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)11.1%—

Dow Credit Union has the higher TellerScore (73 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Dow Credit Union leads on 5 and Consumers Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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