Side-by-side · Q2 2026 data
Dow Great Western Credit Union vs Central Valley Firefighters Credit Union
Credit union
Dow Great Western Credit Union
Antioch, California · Under $100 million in assets
Credit union
Central Valley Firefighters Credit Union
Fresno, California · Under $100 million in assets
Metric by metric
| Measure | Dow Great Western Credit Union | Central Valley Firefighters Credit Union |
|---|---|---|
| TellerScore | 52 | 87 (stronger) |
| Capital cushion | 28 | 87 (stronger) |
| Loan quality | 79 | 86 (stronger) |
| Earnings | 0 | 75 (stronger) |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 11th | 83rd |
| Total assets | $48.2M | $49.5M |
| Deposits / shares | $45.2M | $42.5M |
| Capital ratio | 7.84% | 13.73% (stronger) |
| Problem loans | 0.63% | 0.42% (stronger) |
| Net charge-offs | 0.76% | 0.16% (stronger) |
| Return on assets | -1.38% | 1.37% (stronger) |
| Loans ÷ deposits | 47.5% (stronger) | 61.1% |
| Uninsured deposits | 9.5% | 5.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Central Valley Firefighters Credit Union has the higher TellerScore (87 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Dow Great Western Credit Union leads on 1 and Central Valley Firefighters Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.