Side-by-side · Q2 2026 data
Dow Great Western Credit Union vs Silverado Credit Union
Credit union
Dow Great Western Credit Union
Antioch, California · Under $100 million in assets
Metric by metric
| Measure | Dow Great Western Credit Union | Silverado Credit Union |
|---|---|---|
| TellerScore | 52 | 58 (stronger) |
| Capital cushion | 28 | 67 (stronger) |
| Loan quality | 79 (stronger) | 63 |
| Earnings | 0 | 16 (stronger) |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 93 (stronger) | 85 |
| Peer percentile | 11th | 19th |
| Total assets | $48.2M | $47.9M |
| Deposits / shares | $45.2M | $41.9M |
| Capital ratio | 7.84% | 11.72% (stronger) |
| Problem loans | 0.63% (stronger) | 1.12% |
| Net charge-offs | 0.76% | 0.14% (stronger) |
| Return on assets | -1.38% | -0.11% (stronger) |
| Loans ÷ deposits | 47.5% (stronger) | 89.7% |
| Uninsured deposits | 9.5% (stronger) | 9.8% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Silverado Credit Union has the higher TellerScore (58 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Dow Great Western Credit Union leads on 3 and Silverado Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.