Side-by-side · Q2 2026 data
Downriver Community Federal Credit Union vs Safe Harbor Credit Union
Credit union
Downriver Community Federal Credit Union
Ecorse, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Downriver Community Federal Credit Union | Safe Harbor Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 44 |
| Capital cushion | 55 (stronger) | 44 |
| Loan quality | 83 (stronger) | 22 |
| Earnings | 40 | 44 (stronger) |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 96 (stronger) | 57 |
| Peer percentile | 51st | 2nd |
| Total assets | $193.2M | $183.8M |
| Deposits / shares | $180.8M | $165.3M |
| Capital ratio | 10.54% (stronger) | 9.45% |
| Problem loans | 0.52% (stronger) | 2.33% |
| Net charge-offs | 0.53% (stronger) | 0.54% |
| Return on assets | 0.49% | 0.60% (stronger) |
| Loans ÷ deposits | 43.2% (stronger) | 90.5% |
| Uninsured deposits | 3.6% (stronger) | 15.6% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Downriver Community Federal Credit Union has the higher TellerScore (70 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Downriver Community Federal Credit Union leads on 6 and Safe Harbor Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.