Side-by-side · Q2 2026 data
Downriver Community Federal Credit Union vs Trunorth Federal Credit Union
Credit union
Downriver Community Federal Credit Union
Ecorse, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Downriver Community Federal Credit Union | Trunorth Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 74 (stronger) |
| Capital cushion | 55 (stronger) | 52 |
| Loan quality | 83 | 90 (stronger) |
| Earnings | 40 | 58 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 51st | 63rd |
| Total assets | $193.2M | $203.5M |
| Deposits / shares | $180.8M | $184.0M |
| Capital ratio | 10.54% (stronger) | 10.21% |
| Problem loans | 0.52% | 0.31% (stronger) |
| Net charge-offs | 0.53% | 0.15% (stronger) |
| Return on assets | 0.49% | 0.95% (stronger) |
| Loans ÷ deposits | 43.2% (stronger) | 62.5% |
| Uninsured deposits | 3.6% | 3.4% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Trunorth Federal Credit Union has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Downriver Community Federal Credit Union leads on 2 and Trunorth Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.