Side-by-side · Q2 2026 data
Dozier Bank vs Andalusia Mills Employees Credit As Federal Credit Union
Credit union
Andalusia Mills Employees Credit As Federal Credit Union
Andalusia, Alabama · Under $100 million in assets
Metric by metric
| Measure | Dozier Bank | Andalusia Mills Employees Credit As Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 39 | 88 (stronger) |
| Earnings | 62 (stronger) | 52 |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 48th | 83rd |
| Total assets | $54.8M | $3.2M |
| Deposits / shares | $40.3M | $2.5M |
| Capital ratio | 26.77% (stronger) | 20.50% |
| Problem loans | 1.84% | 0.35% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 1.06% (stronger) | 0.80% |
| Loans ÷ deposits | 49.2% | 33.4% (stronger) |
| Uninsured deposits | 39.3% | 0.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Andalusia Mills Employees Credit As Federal Credit Union has the higher TellerScore (87 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Dozier Bank leads on 3 and Andalusia Mills Employees Credit As Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.