Dozier Bank is a state-chartered bank headquartered in Dozier, Alabama, in business for about 116 years. At the end of Q2 2026 it reported $54.8M in total assets and $40.3M in deposits, with 1 office.
Based on its Q2 2026 filing, Dozier Bank scores 73/100, which we describe as strong. That is higher than only 48% of 546 banks with under $100 million in assets. Among 93 banks headquartered in Alabama, it ranks 47th. Its strongest component is capital cushion (100/100; 26.77%), and its lowest is loan quality (39/100; 1.84%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 13 points (86 → 73), mostly because the loan quality component weakened by 52 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 86 |
| Q3 2024 | 63 |
| Q4 2024 | 80 |
| Q1 2025 | 80 |
| Q2 2025 | 86 |
| Q3 2025 | 87 |
| Q4 2025 | 62 |
| Q1 2026 | 79 |
| Q2 2026 | 73 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 25.07% |
| Q3 2024 | 25.31% |
| Q4 2024 | 25.46% |
| Q1 2025 | 25.54% |
| Q2 2025 | 25.86% |
| Q3 2025 | 26.27% |
| Q4 2025 | 26.73% |
| Q1 2026 | 26.66% |
| Q2 2026 | 26.77% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.16% |
| Q3 2024 | 2.88% |
| Q4 2024 | 0.83% |
| Q1 2025 | 0.72% |
| Q2 2025 | 0.28% |
| Q3 2025 | 0.19% |
| Q4 2025 | 3.45% |
| Q1 2026 | 1.08% |
| Q2 2026 | 1.84% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.87% |
| Q3 2024 | 0.94% |
| Q4 2024 | 0.90% |
| Q1 2025 | 0.75% |
| Q2 2025 | 1.11% |
| Q3 2025 | 1.03% |
| Q4 2025 | 1.01% |
| Q1 2026 | 1.10% |
| Q2 2026 | 1.06% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $54.8M | 26.77% | 1.84% | 1.06% | 49.2% |
| Q1 2026 | 79 | $55.7M | 26.66% | 1.08% | 1.10% | 52.4% |
| Q4 2025 | 62 | $54.5M | 26.73% | 3.45% | 1.01% | 54.2% |
| Q3 2025 | 87 | $53.1M | 26.27% | 0.19% | 1.03% | 56.0% |
| Q2 2025 | 86 | $55.1M | 25.86% | 0.28% | 1.11% | 53.6% |
| Q1 2025 | 80 | $54.6M | 25.54% | 0.72% | 0.75% | 53.4% |
| Q4 2024 | 80 | $55.2M | 25.46% | 0.83% | 0.90% | 51.0% |
| Q3 2024 | 63 | $55.2M | 25.31% | 2.88% | 0.94% | 54.2% |
| Q2 2024 | 86 | $54.8M | 25.07% | 0.16% | 0.87% | 53.1% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Alabama
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of BrewtonBank Brewton, AL | 93 out of 100, Very strong | $49.6M | 20.6% | 0.00% | vs |
| Solutions Plus BankBank Albertville, AL | 79 out of 100, Strong | $43.9M | 56.7% | 0.00% | vs |
| First Progressive BankBank Brewton, AL | 51 out of 100, Below average | $31.6M | 28.0% | 3.82% | vs |
| Bank of EvergreenBank Evergreen, AL | 81 out of 100, Strong | $78.1M | 14.2% | 0.59% | vs |
| Commonwealth National BankBank Mobile, AL | 45 out of 100, Below average | $78.5M | 13.7% | 4.31% | vs |
| Nova BankBank Huntsville, AL | 82 out of 100, Strong | $91.2M | 28.1% | 0.00% | vs |
Deposit insurance
Is my money safe at Dozier Bank?
Yes. Dozier Bank is an FDIC-insured institution (FDIC certificate #2794). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 39.3% of deposits ($15.9M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 26.77%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Dozier Bank lists 1 office in 1 city. Most locations:
- Dozier, AL (1)
Identity & history
Profile
- Legal name
- Dozier Bank
- Former names
- The First National Bank of Dozier
- Type
- State-chartered bank
- FDIC certificate #
- 2794
- RSSD ID
- 496434
- Primary regulator
- FDIC
- Holding company
- First Dozier Bancshares Inc
- Established
- March 10, 1910
- Headquarters
- 7825 S Main St, Dozier, AL 36028
- Website
- www.dozierbank.com
- Employees
- 5
Quick answers
Dozier Bank: common questions
Is Dozier Bank FDIC insured?
Yes. Dozier Bank is an FDIC-insured institution (FDIC certificate #2794). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Dozier Bank's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Dozier Bank ever failed?
There is no failure record for FDIC certificate #2794 in the FDIC failed bank list.
How many branches does Dozier Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Dozier
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Southern Independent BankBank Opp, AL | 87 out of 100, Very strong | $395.3M | 13.6% | 0.08% | vs |
| Andalusia Mills Employees Credit As Federal Credit UnionCredit union Andalusia, AL | 87 out of 100, Very strong | $3.2M | 20.5% | 0.35% | vs |
| First Citizens BankBank Luverne, AL | 87 out of 100, Very strong | $402.6M | 14.3% | 0.76% | vs |
| Alabama State Employees Credit UnionCredit union Montgomery, AL | 80 out of 100, Strong | $471.2M | 12.0% | 0.31% | vs |
| CCB Community BankBank Andalusia, AL | 79 out of 100, Strong | $661.9M | 10.5% | 0.19% | vs |
| First Cahawba BankBank Selma, AL | 74 out of 100, Strong | $205.7M | 10.8% | 0.12% | vs |