Side-by-side · Q2 2026 data
Dozier Bank vs First Citizens Bank
Metric by metric
| Measure | Dozier Bank | First Citizens Bank |
|---|---|---|
| TellerScore | 73 | 87 (stronger) |
| Capital cushion | 100 (stronger) | 93 |
| Loan quality | 39 | 75 (stronger) |
| Earnings | 62 | 100 (stronger) |
| Funding & liquidity | 73 | 78 (stronger) |
| Problem-loan coverage | 95 (stronger) | 82 |
| Peer percentile | 48th | 91st |
| Total assets | $54.8M | $402.6M |
| Deposits / shares | $40.3M | $344.1M |
| Capital ratio | 26.77% (stronger) | 14.30% |
| Problem loans | 1.84% | 0.76% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.06% | 2.01% (stronger) |
| Loans ÷ deposits | 49.2% (stronger) | 66.4% |
| Uninsured deposits | 39.3% | 29.5% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.0% |
First Citizens Bank has the higher TellerScore (87 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Dozier Bank leads on 2 and First Citizens Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.