Side-by-side · Q2 2026 data
DR Bank vs Gha Federal Credit Union
Credit union
Gha Federal Credit Union
Greenwich, Connecticut · Under $100 million in assets
Metric by metric
| Measure | DR Bank | Gha Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 91 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 95 (stronger) | 81 |
| Earnings | 100 (stronger) | 80 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 75th | 90th |
| Total assets | $912.6M | $29.7M |
| Deposits / shares | $754.5M | $24.4M |
| Capital ratio | 10.28% | 17.51% (stronger) |
| Problem loans | 0.14% (stronger) | 0.56% |
| Net charge-offs | 0.31% | 0.18% (stronger) |
| Return on assets | 2.49% (stronger) | 1.50% |
| Loans ÷ deposits | 98.9% | 41.3% (stronger) |
| Uninsured deposits | 14.9% | 0.9% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gha Federal Credit Union has the higher TellerScore (91 vs 79). On the 7 directional measures above (where higher or lower is clearly better), DR Bank leads on 2 and Gha Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.