Headquartered in Darien, Connecticut, DR Bank is a state-chartered bank with $912.6M in total assets and $754.5M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 2006.
DR Bank has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 2,650 banks with $100 million – $1 billion. Among 27 banks headquartered in Connecticut, it ranks 5th. Earnings contributes the most (100/100, 2.49%); capital cushion contributes the least (53/100, 10.28%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (70 → 79), mostly because the earnings component improved by 25 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 58 |
| Q4 2024 | 63 |
| Q1 2025 | 67 |
| Q2 2025 | 70 |
| Q3 2025 | 75 |
| Q4 2025 | 77 |
| Q1 2026 | 78 |
| Q2 2026 | 79 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.06% |
| Q3 2024 | 8.35% |
| Q4 2024 | 9.03% |
| Q1 2025 | 9.05% |
| Q2 2025 | 9.23% |
| Q3 2025 | 10.22% |
| Q4 2025 | 10.22% |
| Q1 2026 | 10.19% |
| Q2 2026 | 10.28% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.05% |
| Q3 2024 | 0.03% |
| Q4 2024 | 0.03% |
| Q1 2025 | 0.07% |
| Q2 2025 | 0.09% |
| Q3 2025 | 0.05% |
| Q4 2025 | 0.06% |
| Q1 2026 | 0.17% |
| Q2 2026 | 0.14% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.28% |
| Q3 2024 | -0.02% |
| Q4 2024 | 0.47% |
| Q1 2025 | 0.95% |
| Q2 2025 | 1.37% |
| Q3 2025 | 1.57% |
| Q4 2025 | 1.67% |
| Q1 2026 | 2.02% |
| Q2 2026 | 2.49% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $912.6M | 10.28% | 0.14% | 2.49% | 98.9% |
| Q1 2026 | 78 | $860.7M | 10.19% | 0.17% | 2.02% | 100.1% |
| Q4 2025 | 77 | $838.8M | 10.22% | 0.06% | 1.67% | 98.6% |
| Q3 2025 | 75 | $781.6M | 10.22% | 0.05% | 1.57% | 103.3% |
| Q2 2025 | 70 | $725.3M | 9.23% | 0.09% | 1.37% | 101.1% |
| Q1 2025 | 67 | $711.6M | 9.05% | 0.07% | 0.95% | 99.7% |
| Q4 2024 | 63 | $692.0M | 9.03% | 0.03% | 0.47% | 102.1% |
| Q3 2024 | 58 | $704.3M | 8.35% | 0.03% | -0.02% | 98.2% |
| Q2 2024 | 57 | $647.3M | 9.06% | 0.05% | -0.28% | 102.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Connecticut
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Windsor Federal BankBank Windsor, CT | 53 out of 100, Below average | $895.4M | 9.9% | 0.99% | vs |
| Fieldpoint Private Bank & TrustBank Greenwich, CT | 34 out of 100, Low | $867.1M | 6.6% | 1.93% | vs |
| The First Bank of GreenwichBank Cos Cob, CT | 49 out of 100, Below average | $812.3M | 9.3% | 1.30% | vs |
| The Milford BankBank Milford, CT | 63 out of 100, Moderate | $652.0M | 9.9% | 0.49% | vs |
| Essex BankBank Essex, CT | 72 out of 100, Strong | $536.6M | 12.9% | 1.27% | vs |
| Connecticut Community Bank, National AssociationBank Norwalk, CT | 75 out of 100, Strong | $526.0M | 13.1% | 0.02% | vs |
Deposit insurance
Is my money safe at DR Bank?
Yes. DR Bank is an FDIC-insured institution (FDIC certificate #58257). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 14.9% of deposits ($112.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.28%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
DR Bank lists 2 offices in 2 cities. Most locations:
- Darien, CT (1)
- Norwalk, CT (1)
Identity & history
Profile
- Legal name
- DR Bank
- Former names
- Darien Rowayton Bank; Laurel Road Bank
- Type
- State-chartered bank
- FDIC certificate #
- 58257
- RSSD ID
- 3428258
- Primary regulator
- FDIC
- Holding company
- Alcar Inc
- Established
- April 24, 2006
- Headquarters
- 1001 Post Rd, Darien, CT 06820
- Website
- www.drbank.com
- Employees
- 89
Quick answers
DR Bank: common questions
Is DR Bank FDIC insured?
Yes. DR Bank is an FDIC-insured institution (FDIC certificate #58257). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is DR Bank's TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has DR Bank ever failed?
There is no failure record for FDIC certificate #58257 in the FDIC failed bank list.
How many branches does DR Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Darien
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY | 93 out of 100, Very strong | $1.0M | 34.2% | 0.00% | vs |
| Gha Federal Credit UnionCredit union Greenwich, CT | 91 out of 100, Very strong | $29.7M | 17.5% | 0.56% | vs |
| NorthEast Community BankBank White Plains, NY | 90 out of 100, Very strong | $2.1B | 17.3% | 0.00% | vs |
| Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT | 89 out of 100, Very strong | $32.6M | 14.5% | 0.87% | vs |
| Latvian Federal Credit UnionCredit union Melville, NY | 88 out of 100, Very strong | $1.8M | 25.3% | 0.00% | vs |
| N C P D Federal Credit UnionCredit union Plainview, NY | 87 out of 100, Very strong | $908.8M | 16.6% | 0.29% | vs |