Side-by-side · Q2 2026 data
DR Bank vs N C P D Federal Credit Union
Metric by metric
| Measure | DR Bank | N C P D Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 87 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 95 (stronger) | 90 |
| Earnings | 100 (stronger) | 50 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 75th | 91st |
| Total assets | $912.6M | $908.8M |
| Deposits / shares | $754.5M | $747.9M |
| Capital ratio | 10.28% | 16.58% (stronger) |
| Problem loans | 0.14% (stronger) | 0.29% |
| Net charge-offs | 0.31% | 0.09% (stronger) |
| Return on assets | 2.49% (stronger) | 0.74% |
| Loans ÷ deposits | 98.9% | 44.3% (stronger) |
| Uninsured deposits | 14.9% (stronger) | 15.1% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.4% |
N C P D Federal Credit Union has the higher TellerScore (87 vs 79). On the 7 directional measures above (where higher or lower is clearly better), DR Bank leads on 3 and N C P D Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.