Side-by-side · Q2 2026 data
Drake Bank vs VisionBank
Metric by metric
| Measure | Drake Bank | VisionBank |
|---|---|---|
| TellerScore | 18 | 57 (stronger) |
| Capital cushion | 23 | 50 (stronger) |
| Loan quality | 0 | 40 (stronger) |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 71 (stronger) | 43 |
| Problem-loan coverage | 0 | 59 (stronger) |
| Peer percentile | 0th | 14th |
| Total assets | $247.4M | $253.9M |
| Deposits / shares | $211.6M | $183.6M |
| Capital ratio | 7.27% | 9.99% (stronger) |
| Problem loans | 4.49% | 1.81% (stronger) |
| Net charge-offs | 0.65% | -0.11% (stronger) |
| Return on assets | -1.24% | 2.13% (stronger) |
| Loans ÷ deposits | 88.8% (stronger) | 121.4% |
| Uninsured deposits | 14.2% (stronger) | 21.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.0% | — |
VisionBank has the higher TellerScore (57 vs 18). On the 7 directional measures above (where higher or lower is clearly better), Drake Bank leads on 2 and VisionBank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.