VisionBank (FDIC certificate #58063) is based in Saint Louis Park, Minnesota. Its Q2 2026 call report shows $253.9M in total assets and $183.6M in deposits and 1 office.
Based on its Q2 2026 filing, VisionBank scores 57/100, which we describe as moderate. That is higher than only 14% of 2,650 banks with $100 million – $1 billion. Among 223 banks headquartered in Minnesota, it ranks 182nd. Its strongest component is earnings (100/100; 2.13%), and its lowest is loan quality (40/100; 1.81%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (48 → 57), mostly because the loan quality component improved by 25 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 62 |
| Q3 2024 | 47 |
| Q4 2024 | 38 |
| Q1 2025 | 42 |
| Q2 2025 | 48 |
| Q3 2025 | 60 |
| Q4 2025 | 67 |
| Q1 2026 | 53 |
| Q2 2026 | 57 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.22% |
| Q3 2024 | 8.93% |
| Q4 2024 | 9.11% |
| Q1 2025 | 9.42% |
| Q2 2025 | 9.26% |
| Q3 2025 | 9.51% |
| Q4 2025 | 9.63% |
| Q1 2026 | 10.07% |
| Q2 2026 | 9.99% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.27% |
| Q3 2024 | 2.48% |
| Q4 2024 | 5.32% |
| Q1 2025 | 4.55% |
| Q2 2025 | 2.55% |
| Q3 2025 | 1.55% |
| Q4 2025 | 0.86% |
| Q1 2026 | 2.44% |
| Q2 2026 | 1.81% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.34% |
| Q3 2024 | 2.15% |
| Q4 2024 | 1.95% |
| Q1 2025 | 2.54% |
| Q2 2025 | 2.33% |
| Q3 2025 | 2.28% |
| Q4 2025 | 2.26% |
| Q1 2026 | 2.42% |
| Q2 2026 | 2.13% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 57 | $253.9M | 9.99% | 1.81% | 2.13% | 121.4% |
| Q1 2026 | 53 | $252.5M | 10.07% | 2.44% | 2.42% | 119.8% |
| Q4 2025 | 67 | $257.2M | 9.63% | 0.86% | 2.26% | 118.8% |
| Q3 2025 | 60 | $261.6M | 9.51% | 1.55% | 2.28% | 110.5% |
| Q2 2025 | 48 | $266.0M | 9.26% | 2.55% | 2.33% | 119.8% |
| Q1 2025 | 42 | $271.0M | 9.42% | 4.55% | 2.54% | 118.5% |
| Q4 2024 | 38 | $269.2M | 9.11% | 5.32% | 1.95% | 120.5% |
| Q3 2024 | 47 | $263.1M | 8.93% | 2.48% | 2.15% | 116.5% |
| Q2 2024 | 62 | $265.3M | 9.22% | 1.27% | 2.34% | 118.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Union Bank and Trust CompanyBank Minneapolis, MN | 38 out of 100, Low | $253.4M | 10.0% | 3.13% | vs |
| Drake BankBank Saint Paul, MN | 18 out of 100, Low | $247.4M | 7.3% | 4.49% | vs |
| Cornerstone State BankBank Montgomery, MN | 74 out of 100, Strong | $247.0M | 10.6% | 0.80% | vs |
| Grand Rapids State BankBank Grand Rapids, MN | 83 out of 100, Strong | $261.1M | 10.0% | 0.02% | vs |
| Security Bank USABank Bemidji, MN | 77 out of 100, Strong | $263.9M | 9.4% | 0.22% | vs |
| First Farmers & Merchants National BankBank Luverne, MN | 70 out of 100, Strong | $242.6M | 11.6% | 0.85% | vs |
Deposit insurance
Is my money safe at VisionBank?
Yes. VisionBank is an FDIC-insured institution (FDIC certificate #58063). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 21.9% of deposits ($40.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.99%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.45% (benchmark: 10%).
1 location
Branches
VisionBank lists 1 office in 1 city. Most locations:
Identity & history
Profile
- Legal name
- VisionBank
- Former names
- Vision Bank
- Type
- State-chartered bank
- FDIC certificate #
- 58063
- RSSD ID
- 3357077
- Primary regulator
- FDIC
- Holding company
- Vision Bancshares Inc
- Established
- September 12, 2005
- Headquarters
- 3059 Joppa Ave S, Saint Louis Park, MN 55416
- Website
- www.bankwithvision.com
- Employees
- 14
Quick answers
VisionBank: common questions
Is VisionBank FDIC insured?
Yes. VisionBank is an FDIC-insured institution (FDIC certificate #58063). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is VisionBank's TellerScore?
57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has VisionBank ever failed?
There is no failure record for FDIC certificate #58063 in the FDIC failed bank list.
How many branches does VisionBank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Saint Louis Park
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Vermillion State BankBank Vermillion, MN | 90 out of 100, Very strong | $931.4M | 13.4% | 0.24% | vs |
| Ziegler Federal Credit UnionCredit union Bloomington, MN | 87 out of 100, Very strong | $4.3M | 26.9% | 1.09% | vs |
| Think Mutual BankBank Rochester, MN | 86 out of 100, Very strong | $2.2B | 16.3% | 0.25% | vs |
| Carpenters Federal Credit UnionCredit union Saint Paul, MN | 86 out of 100, Very strong | $44.3M | 16.0% | 1.01% | vs |
| PrinsBankBank Prinsburg, MN | 85 out of 100, Very strong | $308.3M | 12.0% | 0.29% | vs |
| Toro Employees Federal Credit UnionCredit union Bloomington, MN | 84 out of 100, Strong | $41.5M | 14.5% | 0.56% | vs |