Side-by-side · Q2 2026 data
Dream First Bank, National Association vs Security State Bank
Metric by metric
| Measure | Dream First Bank, National Association | Security State Bank |
|---|---|---|
| TellerScore | 55 | 72 (stronger) |
| Capital cushion | 47 | 52 (stronger) |
| Loan quality | 38 | 91 (stronger) |
| Earnings | 63 | 76 (stronger) |
| Funding & liquidity | 79 (stronger) | 57 |
| Problem-loan coverage | 73 | 97 (stronger) |
| Peer percentile | 11th | 66th |
| Total assets | $963.7M | $1.0B |
| Deposits / shares | $850.4M | $727.9M |
| Capital ratio | 9.69% | 10.23% (stronger) |
| Problem loans | 1.86% | 0.26% (stronger) |
| Net charge-offs | 0.13% | 0.11% (stronger) |
| Return on assets | 1.07% | 1.39% (stronger) |
| Loans ÷ deposits | 76.9% (stronger) | 103.6% |
| Uninsured deposits | 18.7% | 13.3% (stronger) |
| Offices | 13 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security State Bank has the higher TellerScore (72 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Dream First Bank, National Association leads on 1 and Security State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Garden City, KS
- Syracuse, KS