Security State Bank (FDIC certificate #18374) is based in Scott City, Kansas. Its Q2 2026 call report shows $1.0B in total assets and $727.9M in deposits and 5 offices.
Security State Bank has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than 66% of its 897 banks with $1 billion – $10 billion. Among 185 banks headquartered in Kansas, it ranks 111th. Problem-loan coverage contributes the most (97/100, 1.6%); capital cushion contributes the least (52/100, 10.23%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (69 → 72), mostly because the earnings component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 68 |
| Q4 2024 | 67 |
| Q1 2025 | 71 |
| Q2 2025 | 69 |
| Q3 2025 | 70 |
| Q4 2025 | 71 |
| Q1 2026 | 72 |
| Q2 2026 | 72 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.94% |
| Q3 2024 | 10.07% |
| Q4 2024 | 9.61% |
| Q1 2025 | 9.93% |
| Q2 2025 | 9.79% |
| Q3 2025 | 10.15% |
| Q4 2025 | 10.03% |
| Q1 2026 | 10.21% |
| Q2 2026 | 10.23% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.14% |
| Q3 2024 | 0.14% |
| Q4 2024 | 0.03% |
| Q1 2025 | 0.03% |
| Q2 2025 | 0.27% |
| Q3 2025 | 0.27% |
| Q4 2025 | 0.27% |
| Q1 2026 | 0.28% |
| Q2 2026 | 0.26% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.75% |
| Q3 2024 | 0.80% |
| Q4 2024 | 0.82% |
| Q1 2025 | 0.98% |
| Q2 2025 | 1.05% |
| Q3 2025 | 1.15% |
| Q4 2025 | 1.23% |
| Q1 2026 | 1.39% |
| Q2 2026 | 1.39% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $1.0B | 10.23% | 0.26% | 1.39% | 103.6% |
| Q1 2026 | 72 | $1.0B | 10.21% | 0.28% | 1.39% | 101.7% |
| Q4 2025 | 71 | $999.1M | 10.03% | 0.27% | 1.23% | 94.8% |
| Q3 2025 | 70 | $984.3M | 10.15% | 0.27% | 1.15% | 98.3% |
| Q2 2025 | 69 | $965.5M | 9.79% | 0.27% | 1.05% | 95.6% |
| Q1 2025 | 71 | $979.3M | 9.93% | 0.03% | 0.98% | 95.8% |
| Q4 2024 | 67 | $929.8M | 9.61% | 0.03% | 0.82% | 102.5% |
| Q3 2024 | 68 | $894.3M | 10.07% | 0.14% | 0.80% | 102.5% |
| Q2 2024 | 66 | $870.6M | 9.94% | 0.14% | 0.75% | 100.8% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| GNBank, National AssociationBank Girard, KS | 80 out of 100, Strong | $1.1B | 11.6% | 0.13% | vs |
| Farmers Bank & TrustBank Great Bend, KS | 96 out of 100, Very strong | $1.1B | 24.0% | 0.19% | vs |
| Bank of LaborBank Overland Park, KS | 41 out of 100, Below average | $1.1B | 8.0% | 3.15% | vs |
| The First National Bank of HutchinsonBank Hutchinson, KS | 78 out of 100, Strong | $1.2B | 11.5% | 0.33% | vs |
| Nbkc BankBank Leawood, KS | 82 out of 100, Strong | $1.2B | 17.1% | 1.45% | vs |
| CoreFirst Bank & TrustBank Topeka, KS | 71 out of 100, Strong | $1.3B | 8.7% | 0.21% | vs |
Deposit insurance
Is my money safe at Security State Bank?
Yes. Security State Bank is an FDIC-insured institution (FDIC certificate #18374). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 13.3% of deposits ($96.9M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.23%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.84% (benchmark: 10%).
5 locations
Branches
Security State Bank lists 5 offices in 4 cities. Most locations:
- Garden City, KS (2)
- Leoti, KS (1)
- Scott City, KS (1)
- Syracuse, KS (1)
Identity & history
Profile
- Legal name
- Security State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 18374
- RSSD ID
- 319551
- Primary regulator
- FDIC
- Holding company
- Security Bancshares Inc
- Established
- April 21, 1961
- Headquarters
- 506 S Main St, Scott City, KS 67871
- Website
- www.ssbscott.com
- Employees
- 81
Quick answers
Security State Bank: common questions
Is Security State Bank FDIC insured?
Yes. Security State Bank is an FDIC-insured institution (FDIC certificate #18374). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Security State Bank's TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Security State Bank ever failed?
There is no failure record for FDIC certificate #18374 in the FDIC failed bank list.
How many branches does Security State Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Scott City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First National Bank of Scott CityBank Scott City, KS | 85 out of 100, Very strong | $173.8M | 14.5% | 0.33% | vs |
| The First State Bank of HealyBank Healy, KS | 82 out of 100, Strong | $108.8M | 16.8% | 0.89% | vs |
| The Western State BankBank Garden City, KS | 49 out of 100, Below average | $802.1M | 10.7% | 3.04% | vs |