Side-by-side · Q2 2026 data
Du Quoin State Bank vs Heritage Bank of Schaumburg
Metric by metric
| Measure | Du Quoin State Bank | Heritage Bank of Schaumburg |
|---|---|---|
| TellerScore | 78 | 83 (stronger) |
| Capital cushion | 58 | 59 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 57 | 78 (stronger) |
| Funding & liquidity | 94 | 98 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 72nd | 84th |
| Total assets | $148.2M | $150.0M |
| Deposits / shares | $136.3M | $126.5M |
| Capital ratio | 10.78% | 10.86% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.92% | 1.44% (stronger) |
| Loans ÷ deposits | 34.2% (stronger) | 62.3% |
| Uninsured deposits | 20.3% | 6.5% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Heritage Bank of Schaumburg has the higher TellerScore (83 vs 78). On the 5 directional measures above (where higher or lower is clearly better), Du Quoin State Bank leads on 1 and Heritage Bank of Schaumburg on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.