Du Quoin State Bank is a state-chartered bank (fed member) headquartered in Du Quoin, Illinois, in business for about 111 years. At the end of Q2 2026 it reported $148.2M in total assets and $136.3M in deposits, with 5 offices.
Du Quoin State Bank has a TellerScore of 78 out of 100 (strong) based on Q2 2026 data — higher than 72% of its 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 83rd. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (57/100, 0.92%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (79 → 78).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 63 |
| Q4 2024 | 63 |
| Q1 2025 | 72 |
| Q2 2025 | 79 |
| Q3 2025 | 81 |
| Q4 2025 | 79 |
| Q1 2026 | 79 |
| Q2 2026 | 78 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.66% |
| Q3 2024 | 10.75% |
| Q4 2024 | 10.88% |
| Q1 2025 | 10.30% |
| Q2 2025 | 10.98% |
| Q3 2025 | 11.61% |
| Q4 2025 | 11.25% |
| Q1 2026 | 10.83% |
| Q2 2026 | 10.78% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.82% |
| Q3 2024 | 1.49% |
| Q4 2024 | 1.47% |
| Q1 2025 | 0.11% |
| Q2 2025 | 0.10% |
| Q3 2025 | 0.08% |
| Q4 2025 | 0.08% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.86% |
| Q3 2024 | 0.89% |
| Q4 2024 | 0.95% |
| Q1 2025 | 0.91% |
| Q2 2025 | 1.02% |
| Q3 2025 | 1.04% |
| Q4 2025 | 0.90% |
| Q1 2026 | 0.97% |
| Q2 2026 | 0.92% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 78 | $148.2M | 10.78% | 0.00% | 0.92% | 34.2% |
| Q1 2026 | 79 | $143.2M | 10.83% | 0.00% | 0.97% | 34.8% |
| Q4 2025 | 79 | $138.5M | 11.25% | 0.08% | 0.90% | 36.5% |
| Q3 2025 | 81 | $134.4M | 11.61% | 0.08% | 1.04% | 37.2% |
| Q2 2025 | 79 | $133.1M | 10.98% | 0.10% | 1.02% | 34.5% |
| Q1 2025 | 72 | $140.8M | 10.30% | 0.11% | 0.91% | 31.4% |
| Q4 2024 | 63 | $131.7M | 10.88% | 1.47% | 0.95% | 34.7% |
| Q3 2024 | 63 | $136.7M | 10.75% | 1.49% | 0.89% | 32.9% |
| Q2 2024 | 58 | $129.1M | 10.66% | 1.82% | 0.86% | 29.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Heritage Bank of SchaumburgBank Schaumburg, IL | 83 out of 100, Strong | $150.0M | 10.9% | 0.00% | vs |
| The First National Bank of LitchfieldBank Litchfield, IL | 77 out of 100, Strong | $150.4M | 11.5% | 0.13% | vs |
| Union Federal Savings and Loan AssociationBank Kewanee, IL | 77 out of 100, Strong | $145.6M | 16.5% | 0.51% | vs |
| First Security BankBank Mackinaw, IL | 69 out of 100, Moderate | $151.1M | 9.2% | 0.00% | vs |
| National Bank of St. AnneBank St. Anne, IL | 57 out of 100, Moderate | $143.2M | 9.4% | 1.55% | vs |
| Federated BankBank Onarga, IL | 69 out of 100, Moderate | $140.1M | 8.9% | 0.20% | vs |
Deposit insurance
Is my money safe at Du Quoin State Bank?
Yes. Du Quoin State Bank is an FDIC-insured institution (FDIC certificate #10804). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 20.3% of deposits ($27.7M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.78%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 26.23% (benchmark: 10%).
5 locations
Branches
Du Quoin State Bank lists 3 offices in 3 cities. Most locations:
- De Soto, IL (1)
- Du Quoin, IL (1)
- Sesser, IL (1)
Identity & history
Profile
- Legal name
- Du Quoin State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 10804
- RSSD ID
- 823142
- Primary regulator
- FED
- Holding company
- Perry County Bcorp Inc
- Established
- April 17, 1915
- Headquarters
- 15 E Main St, Du Quoin, IL 62832
- Website
- www.duquoinstatebank.com
- Employees
- 21
Quick answers
Du Quoin State Bank: common questions
Is Du Quoin State Bank FDIC insured?
Yes. Du Quoin State Bank is an FDIC-insured institution (FDIC certificate #10804). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Du Quoin State Bank's TellerScore?
78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Du Quoin State Bank ever failed?
There is no failure record for FDIC certificate #10804 in the FDIC failed bank list.
How many branches does Du Quoin State Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Du Quoin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Carbondale Highway Credit UnionCredit union Carbondale, IL | 90 out of 100, Very strong | $5.6M | 15.6% | 0.00% | vs |
| First National Bank of SteelevilleBank Steeleville, IL | 90 out of 100, Very strong | $274.5M | 13.5% | 0.44% | vs |
| The First National Bank of AvaBank Ava, IL | 84 out of 100, Strong | $78.3M | 12.8% | 0.07% | vs |
| The Farmers and Merchants National Bank of NashvilleBank Nashville, IL | 78 out of 100, Strong | $270.3M | 11.6% | 0.61% | vs |
| First State Bank of Campbell HillBank Campbell Hill, IL | 76 out of 100, Strong | $160.1M | 13.8% | 1.59% | vs |
| Community First Bank of the HeartlandBank Mount Vernon, IL | 76 out of 100, Strong | $266.8M | 10.1% | 0.66% | vs |