Side-by-side · Q2 2026 data
Du Quoin State Bank vs Southern Illinois Bank
Metric by metric
| Measure | Du Quoin State Bank | Southern Illinois Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 62 |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 57 | 65 (stronger) |
| Funding & liquidity | 94 (stronger) | 82 |
| Problem-loan coverage | 100 (stronger) | 64 |
| Peer percentile | 72nd | 22nd |
| Total assets | $148.2M | $136.5M |
| Deposits / shares | $136.3M | $114.1M |
| Capital ratio | 10.78% | 17.72% (stronger) |
| Problem loans | 0.00% (stronger) | 4.75% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.92% | 1.13% (stronger) |
| Loans ÷ deposits | 34.2% (stronger) | 63.6% |
| Uninsured deposits | 20.3% (stronger) | 28.5% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Du Quoin State Bank has the higher TellerScore (78 vs 62). On the 6 directional measures above (where higher or lower is clearly better), Du Quoin State Bank leads on 4 and Southern Illinois Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.