Side-by-side · Q2 2026 data
Dugood Federal Credit Union vs Education First Federal Credit Union
Metric by metric
| Measure | Dugood Federal Credit Union | Education First Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 65 |
| Capital cushion | 84 (stronger) | 41 |
| Loan quality | 97 (stronger) | 79 |
| Earnings | 76 (stronger) | 49 |
| Funding & liquidity | 80 | 91 (stronger) |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 91st | 34th |
| Total assets | $609.4M | $583.1M |
| Deposits / shares | $520.8M | $532.6M |
| Capital ratio | 13.37% (stronger) | 9.11% |
| Problem loans | 0.09% (stronger) | 0.62% |
| Net charge-offs | 0.19% (stronger) | 1.04% |
| Return on assets | 1.41% (stronger) | 0.72% |
| Loans ÷ deposits | 80.3% | 68.9% (stronger) |
| Uninsured deposits | 8.4% | 6.7% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.5% | — |
Dugood Federal Credit Union has the higher TellerScore (87 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Dugood Federal Credit Union leads on 5 and Education First Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.