Side-by-side · Q2 2026 data
Duke University Federal Credit Union vs American Partners Federal Credit Union
Credit union
Duke University Federal Credit Union
Durham, North Carolina · $100 million – $1 billion
Credit union
American Partners Federal Credit Union
Reidsville, North Carolina · $100 million – $1 billion
Metric by metric
| Measure | Duke University Federal Credit Union | American Partners Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 69 (stronger) |
| Capital cushion | 57 (stronger) | 56 |
| Loan quality | 43 | 90 (stronger) |
| Earnings | 63 (stronger) | 53 |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 85 | 85 |
| Peer percentile | 31st | 48th |
| Total assets | $203.2M | $107.7M |
| Deposits / shares | $180.1M | $92.5M |
| Capital ratio | 10.74% (stronger) | 10.55% |
| Problem loans | 1.71% | 0.30% (stronger) |
| Net charge-offs | 0.45% | 0.14% (stronger) |
| Return on assets | 1.06% (stronger) | 0.83% |
| Loans ÷ deposits | 51.6% (stronger) | 87.4% |
| Uninsured deposits | 6.8% (stronger) | 9.0% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.1% | 0.0% |
American Partners Federal Credit Union has the higher TellerScore (69 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Duke University Federal Credit Union leads on 4 and American Partners Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.