Side-by-side · Q2 2026 data
Duke University Federal Credit Union vs Summit Credit Union
Credit union
Duke University Federal Credit Union
Durham, North Carolina · $100 million – $1 billion
Metric by metric
| Measure | Duke University Federal Credit Union | Summit Credit Union |
|---|---|---|
| TellerScore | 64 | 82 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 43 | 76 (stronger) |
| Earnings | 63 (stronger) | 56 |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 85 | 94 (stronger) |
| Peer percentile | 31st | 82nd |
| Total assets | $203.2M | $368.8M |
| Deposits / shares | $180.1M | $298.4M |
| Capital ratio | 10.74% | 15.44% (stronger) |
| Problem loans | 1.71% | 0.71% (stronger) |
| Net charge-offs | 0.45% (stronger) | 1.22% |
| Return on assets | 1.06% (stronger) | 0.91% |
| Loans ÷ deposits | 51.6% (stronger) | 78.3% |
| Uninsured deposits | 6.8% (stronger) | 11.0% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.1% | — |
Summit Credit Union has the higher TellerScore (82 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Duke University Federal Credit Union leads on 4 and Summit Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.