Side-by-side · Q2 2026 data
Duluth Fire Department Credit Union vs Latvian Credit Union
Credit union
Duluth Fire Department Credit Union
Duluth, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Duluth Fire Department Credit Union | Latvian Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 90 (stronger) | 72 |
| Earnings | 40 (stronger) | 35 |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 77th | 24th |
| Total assets | $7.5M | $5.8M |
| Deposits / shares | $6.2M | $5.2M |
| Capital ratio | 17.76% (stronger) | 11.01% |
| Problem loans | 0.31% (stronger) | 0.85% |
| Net charge-offs | 0.00% (stronger) | 0.38% |
| Return on assets | 0.50% (stronger) | 0.37% |
| Loans ÷ deposits | 40.0% (stronger) | 89.1% |
| Uninsured deposits | 10.0% | 6.4% (stronger) |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Duluth Fire Department Credit Union has the higher TellerScore (85 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Duluth Fire Department Credit Union leads on 6 and Latvian Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.