TellerScore

Headquartered in Minneapolis, Minnesota, Latvian Credit Union is a federally insured state-chartered credit union with $5.8M in total assets and $5.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1965.

Latvian Credit Union has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 2,479 credit unions with under $100 million in assets. Among 80 credit unions headquartered in Minnesota, it ranks 64th. Problem-loan coverage contributes the most (88/100, 6.0%); earnings contributes the least (35/100, 0.37%).

TellerScore · Q2 2026

Scorecard

Capital cushion60/100
Net worth ratio: 11.01%
Loan quality72/100
Loans 60+ days delinquent ÷ total loans: 0.85%
Earnings35/100
Return on assets (annualized): 0.37%
Funding & liquidity71/100
Loans ÷ shares: 89.1% · 6.4% uninsured
Problem-loan coverage88/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.97%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (69 → 62), mostly because the loan quality component weakened by 19 points.

TellerScore
596672Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202459
Q3 202468
Q4 202468
Q1 202564
Q2 202569
Q3 202572
Q4 202571
Q1 202661
Q2 202662
Net worth ratio
7.00%9.07%11.13%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202410.08%
Q3 202410.49%
Q4 202410.46%
Q1 202510.15%
Q2 202510.41%
Q3 202511.13%
Q4 202510.85%
Q1 202611.03%
Q2 202611.01%
Delinquent loans (60+ days)
0.06%0.46%0.85%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.67%
Q3 20240.10%
Q4 20240.09%
Q1 20250.69%
Q2 20250.26%
Q3 20250.16%
Q4 20250.06%
Q1 20260.80%
Q2 20260.85%
Return on assets
0.19%0.55%0.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.19%
Q3 20240.46%
Q4 20240.43%
Q1 20250.72%
Q2 20250.74%
Q3 20250.92%
Q4 20250.59%
Q1 20260.24%
Q2 20260.37%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$5.8M11.01%0.85%0.37%89.1%
Q1 202661$5.8M11.03%0.80%0.24%93.8%
Q4 202571$5.8M10.85%0.06%0.59%94.9%
Q3 202572$5.7M11.13%0.16%0.92%102.4%
Q2 202569$5.9M10.41%0.26%0.74%91.1%
Q1 202564$6.0M10.15%0.69%0.72%90.6%
Q4 202468$5.7M10.46%0.09%0.43%93.3%
Q3 202468$5.6M10.49%0.10%0.46%94.8%
Q2 202459$5.7M10.08%0.67%0.19%95.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.01%
24th
Problem loans0.85%
44th
Net charge-offs0.38%
33rd
Return on assets0.37%
35th
Loans to deposits89.1%
10th
Uninsured deposits6.4%
15th
Loan-loss reserves0.29%
75th
Texas ratio6.0%
24th

Similar-size credit unions in Minnesota

InstitutionScoreAssetsCapitalProblem loansCompare
Mower County Catholic Parishes Credit UnionCredit union Austin, MN65 out of 100, Moderate$6.7M19.0%2.72%vs
Red Lake Co Op Federal Credit UnionCredit union Red Lake Falls, MN74 out of 100, Strong$7.0M12.9%0.00%vs
Ziegler Federal Credit UnionCredit union Bloomington, MN87 out of 100, Very strong$4.3M26.9%1.09%vs
Fairmont School Employees Federal Credit UnionCredit union Fairmont, MN62 out of 100, Moderate$4.3M10.4%0.98%vs
Duluth Fire Department Credit UnionCredit union Duluth, MN85 out of 100, Very strong$7.5M17.8%0.31%vs
Transit Operations Federal Credit UnionCredit union Minneapolis, MN55 out of 100, Moderate$4.1M16.4%4.10%vs

Deposit insurance

Is my money safe at Latvian Credit Union?

Yes. Latvian Credit Union is a federally insured credit union (NCUA charter #63891). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.4% of shares and deposits ($328K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.01%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Latvian Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Latvian Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63891
RSSD ID
848097
Primary regulator
State + NCUA
Established
1965
Headquarters
3152 17th Ave S, Minneapolis, MN 55407
Employees
2

Quick answers

Latvian Credit Union: common questions

Is Latvian Credit Union NCUA insured?

Yes. Latvian Credit Union is a federally insured credit union (NCUA charter #63891). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Latvian Credit Union's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Latvian Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Minneapolis

InstitutionScoreAssetsCapitalProblem loansCompare
Vermillion State BankBank Vermillion, MN90 out of 100, Very strong$931.4M13.4%0.24%vs
Ziegler Federal Credit UnionCredit union Bloomington, MN87 out of 100, Very strong$4.3M26.9%1.09%vs
Think Mutual BankBank Rochester, MN86 out of 100, Very strong$2.2B16.3%0.25%vs
Carpenters Federal Credit UnionCredit union Saint Paul, MN86 out of 100, Very strong$44.3M16.0%1.01%vs
PrinsBankBank Prinsburg, MN85 out of 100, Very strong$308.3M12.0%0.29%vs
Toro Employees Federal Credit UnionCredit union Bloomington, MN84 out of 100, Strong$41.5M14.5%0.56%vs