Side-by-side · Q2 2026 data
Duluth Police Department Employees Credit Union vs Centricity Credit Union
Credit union
Duluth Police Department Employees Credit Union
Duluth, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Duluth Police Department Employees Credit Union | Centricity Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 85 |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 86 (stronger) | 74 |
| Earnings | 80 | 100 (stronger) |
| Funding & liquidity | 93 (stronger) | 70 |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 90th | 87th |
| Total assets | $7.8M | $340.5M |
| Deposits / shares | $6.0M | $277.4M |
| Capital ratio | 22.84% (stronger) | 13.97% |
| Problem loans | 0.41% (stronger) | 0.79% |
| Net charge-offs | 0.00% (stronger) | 0.46% |
| Return on assets | 1.49% | 2.13% (stronger) |
| Loans ÷ deposits | 67.5% (stronger) | 90.6% |
| Uninsured deposits | 0.0% (stronger) | 4.6% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.0% |
Duluth Police Department Employees Credit Union has the higher TellerScore (91 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Duluth Police Department Employees Credit Union leads on 6 and Centricity Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.