TellerScore

Duluth Police Department Employees Credit Union is a federally insured state-chartered credit union headquartered in Duluth, Minnesota, in business for about 92 years. At the end of Q2 2026 it reported $7.8M in total assets and $6.0M in member shares and deposits, with 1 office.

Duluth Police Department Employees Credit Union has a TellerScore of 91 out of 100 (very strong) based on Q2 2026 data — higher than 90% of its 2,479 credit unions with under $100 million in assets. Among 80 credit unions headquartered in Minnesota, it ranks 6th. Capital cushion contributes the most (100/100, 22.84%); earnings contributes the least (80/100, 1.49%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 22.84%
Loan quality86/100
Loans 60+ days delinquent ÷ total loans: 0.41%
Earnings80/100
Return on assets (annualized): 1.49%
Funding & liquidity93/100
Loans ÷ shares: 67.5% · 0.0% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.92%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (90 → 91).

TellerScore
869196Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202487
Q3 202488
Q4 202487
Q1 202593
Q2 202590
Q3 202586
Q4 202589
Q1 202696
Q2 202691
Net worth ratio
7.00%14.92%22.84%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202420.19%
Q3 202421.44%
Q4 202420.99%
Q1 202521.27%
Q2 202521.68%
Q3 202521.85%
Q4 202522.18%
Q1 202622.09%
Q2 202622.84%
Delinquent loans (60+ days)
0.00%0.27%0.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.53%
Q4 20250.02%
Q1 20260.02%
Q2 20260.41%
Return on assets
0.66%1.18%1.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.66%
Q3 20240.81%
Q4 20240.68%
Q1 20251.29%
Q2 20251.05%
Q3 20251.11%
Q4 20250.91%
Q1 20261.69%
Q2 20261.49%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202691$7.8M22.84%0.41%1.49%67.5%
Q1 202696$8.0M22.09%0.02%1.69%69.3%
Q4 202589$7.8M22.18%0.02%0.91%71.8%
Q3 202586$7.9M21.85%0.53%1.11%72.4%
Q2 202590$7.9M21.68%0.00%1.05%73.2%
Q1 202593$7.9M21.27%0.00%1.29%70.9%
Q4 202487$7.9M20.99%0.00%0.68%74.0%
Q3 202488$7.7M21.44%0.00%0.81%78.9%
Q2 202487$8.1M20.19%0.00%0.66%74.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio22.84%
85th
Problem loans0.41%
63rd
Net charge-offs0.00%
77th
Return on assets1.49%
85th
Loans to deposits67.5%
37th
Uninsured deposits0.0%
81st
Loan-loss reserves0.61%
79th
Texas ratio0.9%
67th

Similar-size credit unions in Minnesota

InstitutionScoreAssetsCapitalProblem loansCompare
Riverview Credit UnionCredit union South Saint Pau, MN81 out of 100, Strong$7.9M16.4%0.00%vs
Duluth Fire Department Credit UnionCredit union Duluth, MN85 out of 100, Very strong$7.5M17.8%0.31%vs
Electric Machinery Employees Credit UnionCredit union Minneapolis, MN71 out of 100, Strong$8.4M24.6%1.20%vs
First Pace Credit UnionCredit union West St Paul, MN75 out of 100, Strong$8.7M18.9%0.25%vs
Red Lake Co Op Federal Credit UnionCredit union Red Lake Falls, MN74 out of 100, Strong$7.0M12.9%0.00%vs
Mower County Catholic Parishes Credit UnionCredit union Austin, MN65 out of 100, Moderate$6.7M19.0%2.72%vs

Deposit insurance

Is my money safe at Duluth Police Department Employees Credit Union?

Yes. Duluth Police Department Employees Credit Union is a federally insured credit union (NCUA charter #64359). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 22.84%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Duluth Police Department Employees Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Duluth Police Department Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
64359
RSSD ID
108698
Primary regulator
State + NCUA
Established
1934
Headquarters
2030 N Arlington Ave, Duluth, MN 55811
Employees
3

Quick answers

Duluth Police Department Employees Credit Union: common questions

Is Duluth Police Department Employees Credit Union NCUA insured?

Yes. Duluth Police Department Employees Credit Union is a federally insured credit union (NCUA charter #64359). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Duluth Police Department Employees Credit Union's TellerScore?

91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Duluth Police Department Employees Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Duluth

InstitutionScoreAssetsCapitalProblem loansCompare
Indianhead Credit UnionCredit union Spooner, WI86 out of 100, Very strong$101.2M15.0%0.78%vs
Centricity Credit UnionCredit union Hermantown, MN85 out of 100, Very strong$340.5M14.0%0.79%vs
Superior Municipal Employees Credit UnionCredit union Superior, WI79 out of 100, Strong$3.0M16.5%0.00%vs
North Shore Federal Credit UnionCredit union Silver Bay, MN74 out of 100, Strong$284.8M12.8%0.33%vs
Superior Savings BankBank Superior, WI74 out of 100, Strong$98.8M16.3%1.15%vs
Chippewa Valley BankBank Hayward, WI74 out of 100, Strong$735.8M8.7%0.22%vs