Side-by-side · Q2 2026 data
Duluth Police Department Employees Credit Union vs Northern Communities Credit Union
Credit union
Duluth Police Department Employees Credit Union
Duluth, Minnesota · Under $100 million in assets
Credit union
Northern Communities Credit Union
Duluth, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Duluth Police Department Employees Credit Union | Northern Communities Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 52 |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 86 (stronger) | 36 |
| Earnings | 80 (stronger) | 42 |
| Funding & liquidity | 93 (stronger) | 67 |
| Problem-loan coverage | 98 (stronger) | 70 |
| Peer percentile | 90th | 8th |
| Total assets | $7.8M | $124.3M |
| Deposits / shares | $6.0M | $108.9M |
| Capital ratio | 22.84% (stronger) | 10.79% |
| Problem loans | 0.41% (stronger) | 1.92% |
| Net charge-offs | 0.00% (stronger) | 0.55% |
| Return on assets | 1.49% (stronger) | 0.56% |
| Loans ÷ deposits | 67.5% (stronger) | 93.0% |
| Uninsured deposits | 0.0% (stronger) | 3.4% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Duluth Police Department Employees Credit Union has the higher TellerScore (91 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Duluth Police Department Employees Credit Union leads on 7 and Northern Communities Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.