Side-by-side · Q2 2026 data
Durden Banking Company, Incorporated vs Farmers and Merchants Bank
Metric by metric
| Measure | Durden Banking Company, Incorporated | Farmers and Merchants Bank |
|---|---|---|
| TellerScore | 92 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 96 (stronger) | 93 |
| Earnings | 100 | 100 |
| Funding & liquidity | 51 | 83 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 97th | 99th |
| Total assets | $299.2M | $170.7M |
| Deposits / shares | $252.2M | $145.6M |
| Capital ratio | 16.24% (stronger) | 16.16% |
| Problem loans | 0.11% (stronger) | 0.21% |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 3.60% (stronger) | 2.05% |
| Loans ÷ deposits | 95.4% | 40.1% (stronger) |
| Uninsured deposits | 27.7% (stronger) | 30.5% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers and Merchants Bank has the higher TellerScore (96 vs 92). On the 7 directional measures above (where higher or lower is clearly better), Durden Banking Company, Incorporated leads on 4 and Farmers and Merchants Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.