Durden Banking Company, Incorporated (FDIC certificate #15336) is based in Twin City, Georgia. Its Q2 2026 call report shows $299.2M in total assets and $252.2M in deposits and 4 offices.
Based on its Q2 2026 filing, Durden Banking Company, Incorporated scores 92/100, which we describe as very strong. That is higher than 97% of 2,650 banks with $100 million – $1 billion. Among 124 banks headquartered in Georgia, it ranks 10th. Its strongest component is capital cushion (100/100; 16.24%), and its lowest is funding & liquidity (51/100; 95% loans-to-deposits, 28% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (94 → 92), mostly because the funding & liquidity component weakened by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 92 |
| Q3 2024 | 93 |
| Q4 2024 | 94 |
| Q1 2025 | 93 |
| Q2 2025 | 94 |
| Q3 2025 | 93 |
| Q4 2025 | 91 |
| Q1 2026 | 90 |
| Q2 2026 | 92 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.49% |
| Q3 2024 | 15.61% |
| Q4 2024 | 15.06% |
| Q1 2025 | 14.49% |
| Q2 2025 | 14.96% |
| Q3 2025 | 15.64% |
| Q4 2025 | 15.91% |
| Q1 2026 | 15.64% |
| Q2 2026 | 16.24% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.21% |
| Q3 2024 | 0.25% |
| Q4 2024 | 0.18% |
| Q1 2025 | 0.09% |
| Q2 2025 | 0.10% |
| Q3 2025 | 0.10% |
| Q4 2025 | 0.13% |
| Q1 2026 | 0.35% |
| Q2 2026 | 0.11% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 3.11% |
| Q3 2024 | 3.09% |
| Q4 2024 | 2.93% |
| Q1 2025 | 2.64% |
| Q2 2025 | 3.09% |
| Q3 2025 | 3.16% |
| Q4 2025 | 3.10% |
| Q1 2026 | 3.57% |
| Q2 2026 | 3.60% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 92 | $299.2M | 16.24% | 0.11% | 3.60% | 95.4% |
| Q1 2026 | 90 | $303.3M | 15.64% | 0.35% | 3.57% | 89.9% |
| Q4 2025 | 91 | $283.8M | 15.91% | 0.13% | 3.10% | 96.9% |
| Q3 2025 | 93 | $293.1M | 15.64% | 0.10% | 3.16% | 88.1% |
| Q2 2025 | 94 | $297.5M | 14.96% | 0.10% | 3.09% | 80.8% |
| Q1 2025 | 93 | $299.5M | 14.49% | 0.09% | 2.64% | 73.1% |
| Q4 2024 | 94 | $282.7M | 15.06% | 0.18% | 2.93% | 77.7% |
| Q3 2024 | 93 | $272.2M | 15.61% | 0.25% | 3.09% | 79.6% |
| Q2 2024 | 92 | $278.7M | 14.49% | 0.21% | 3.11% | 74.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Community Banking CompanyBank Fitzgerald, GA | 77 out of 100, Strong | $297.3M | 11.3% | 0.64% | vs |
| The Claxton BankBank Bellville, GA | 50 out of 100, Below average | $304.8M | 12.6% | 2.51% | vs |
| Craft BankBank Atlanta, GA | 68 out of 100, Moderate | $305.9M | 13.8% | 1.61% | vs |
| Georgia First BankBank Soperton, GA | 75 out of 100, Strong | $290.8M | 9.5% | 0.07% | vs |
| United National BankBank Cairo, GA | 65 out of 100, Moderate | $308.7M | 14.8% | 2.15% | vs |
| Farmers & Merchants BankBank Eatonton, GA | 66 out of 100, Moderate | $289.6M | 11.2% | 0.74% | vs |
Deposit insurance
Is my money safe at Durden Banking Company, Incorporated?
Yes. Durden Banking Company, Incorporated is an FDIC-insured institution (FDIC certificate #15336). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 27.7% of deposits ($69.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 16.24%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 22.80% (benchmark: 10%).
4 locations
Branches
Durden Banking Company, Incorporated lists 4 offices in 4 cities. Most locations:
- Metter, GA (1)
- Millen, GA (1)
- Swainsboro, GA (1)
- Twin City, GA (1)
Identity & history
Profile
- Legal name
- Durden Banking Company, Incorporated
- Type
- State-chartered bank
- FDIC certificate #
- 15336
- RSSD ID
- 101439
- Primary regulator
- FDIC
- Holding company
- Durden Bankshares Inc
- Established
- January 1, 1934
- Headquarters
- 111 N Railroad Ave, Twin City, GA 30471
- Website
- www.durdenbc.com
- Employees
- 48
Quick answers
Durden Banking Company, Incorporated: common questions
Is Durden Banking Company, Incorporated FDIC insured?
Yes. Durden Banking Company, Incorporated is an FDIC-insured institution (FDIC certificate #15336). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Durden Banking Company, Incorporated's TellerScore?
92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Durden Banking Company, Incorporated ever failed?
There is no failure record for FDIC certificate #15336 in the FDIC failed bank list.
How many branches does Durden Banking Company, Incorporated have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Twin City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Robins Financial Credit UnionCredit union Warner Robins, GA | 94 out of 100, Very strong | $5.0B | 17.6% | 0.40% | vs |
| Sunmark Community BankBank Perry, GA | 92 out of 100, Very strong | $556.6M | 14.6% | 0.02% | vs |
| The Citizens Bank of SwainsboroBank Swainsboro, GA | 82 out of 100, Strong | $420.5M | 12.3% | 0.36% | vs |
| Core Credit UnionCredit union Statesboro, GA | 79 out of 100, Strong | $151.6M | 12.8% | 0.37% | vs |
| Vallant BankBank Elberton, GA | 78 out of 100, Strong | $4.0B | 12.7% | 0.51% | vs |
| Citizens Bank of the SouthBank Sandersville, GA | 76 out of 100, Strong | $395.1M | 11.9% | 0.45% | vs |