Side-by-side · Q2 2026 data
Dynamic Federal Credit Union vs Your Legacy Federal Credit Union
Metric by metric
| Measure | Dynamic Federal Credit Union | Your Legacy Federal Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 88 (stronger) | 65 |
| Earnings | 100 (stronger) | 43 |
| Funding & liquidity | 88 | 98 (stronger) |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 96th | 28th |
| Total assets | $83.4M | $79.1M |
| Deposits / shares | $66.8M | $72.4M |
| Capital ratio | 19.80% (stronger) | 10.21% |
| Problem loans | 0.37% (stronger) | 1.06% |
| Net charge-offs | 0.14% (stronger) | 1.89% |
| Return on assets | 2.28% (stronger) | 0.58% |
| Loans ÷ deposits | 71.9% | 62.0% (stronger) |
| Uninsured deposits | 4.0% (stronger) | 5.0% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dynamic Federal Credit Union has the higher TellerScore (95 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Dynamic Federal Credit Union leads on 6 and Your Legacy Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.