Headquartered in Tiffin, Ohio, Your Legacy Federal Credit Union is a federal credit union with $79.1M in total assets and $72.4M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1952.
Based on its Q2 2026 filing, Your Legacy Federal Credit Union scores 64/100, which we describe as moderate. That is higher than only 28% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 134th. Its strongest component is funding & liquidity (98/100; 62% loans-to-deposits, 5% uninsured), and its lowest is earnings (43/100; 0.58%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (65 → 64).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 65 |
| Q4 2024 | 66 |
| Q1 2025 | 71 |
| Q2 2025 | 65 |
| Q3 2025 | 62 |
| Q4 2025 | 64 |
| Q1 2026 | 61 |
| Q2 2026 | 64 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.03% |
| Q3 2024 | 10.01% |
| Q4 2024 | 10.27% |
| Q1 2025 | 10.18% |
| Q2 2025 | 10.26% |
| Q3 2025 | 10.56% |
| Q4 2025 | 10.18% |
| Q1 2026 | 9.97% |
| Q2 2026 | 10.21% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.47% |
| Q3 2024 | 0.92% |
| Q4 2024 | 0.97% |
| Q1 2025 | 0.40% |
| Q2 2025 | 0.88% |
| Q3 2025 | 1.35% |
| Q4 2025 | 1.09% |
| Q1 2026 | 1.01% |
| Q2 2026 | 1.06% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.81% |
| Q3 2024 | 0.62% |
| Q4 2024 | 0.75% |
| Q1 2025 | 0.66% |
| Q2 2025 | 0.48% |
| Q3 2025 | 0.63% |
| Q4 2025 | 0.68% |
| Q1 2026 | 0.26% |
| Q2 2026 | 0.58% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $79.1M | 10.21% | 1.06% | 0.58% | 62.0% |
| Q1 2026 | 61 | $79.2M | 9.97% | 1.01% | 0.26% | 62.0% |
| Q4 2025 | 64 | $77.1M | 10.18% | 1.09% | 0.68% | 63.6% |
| Q3 2025 | 62 | $73.1M | 10.56% | 1.35% | 0.63% | 67.8% |
| Q2 2025 | 65 | $73.6M | 10.26% | 0.88% | 0.48% | 64.7% |
| Q1 2025 | 71 | $73.7M | 10.18% | 0.40% | 0.66% | 62.9% |
| Q4 2024 | 66 | $71.9M | 10.27% | 0.97% | 0.75% | 64.9% |
| Q3 2024 | 65 | $72.2M | 10.01% | 0.92% | 0.62% | 62.9% |
| Q2 2024 | 70 | $71.6M | 10.03% | 0.47% | 0.81% | 62.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Eaton Family Credit UnionCredit union Euclid, OH | 39 out of 100, Low | $77.6M | 10.6% | 3.04% | vs |
| Miami University Community Federal Credit UnionCredit union Oxford, OH | 59 out of 100, Moderate | $77.4M | 12.7% | 2.41% | vs |
| Dynamic Federal Credit UnionCredit union Celina, OH | 95 out of 100, Very strong | $83.4M | 19.8% | 0.37% | vs |
| L C E Federal Credit UnionCredit union Painesville, OH | 73 out of 100, Strong | $74.3M | 10.3% | 0.54% | vs |
| Champion Credit UnionCredit union Toledo, OH | 73 out of 100, Strong | $74.1M | 11.6% | 0.89% | vs |
| Integrity Federal Credit UnionCredit union Barberton, OH | 74 out of 100, Strong | $73.4M | 9.8% | 0.42% | vs |
Deposit insurance
Is my money safe at Your Legacy Federal Credit Union?
Yes. Your Legacy Federal Credit Union is a federally insured credit union (NCUA charter #7674). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.0% of shares and deposits ($3.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.21%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Your Legacy Federal Credit Union lists 1 office in 1 city. Most locations:
- Tiffin, OH (1)
Identity & history
Profile
- Legal name
- Your Legacy Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 7674
- RSSD ID
- 113281
- Primary regulator
- NCUA
- Established
- 1952
- Headquarters
- P O Box 280, Tiffin, OH 44883
- Employees
- 17
Quick answers
Your Legacy Federal Credit Union: common questions
Is Your Legacy Federal Credit Union NCUA insured?
Yes. Your Legacy Federal Credit Union is a federally insured credit union (NCUA charter #7674). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Your Legacy Federal Credit Union's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Your Legacy Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Tiffin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Bank of OhioBank Tiffin, OH | 90 out of 100, Very strong | $278.4M | 35.5% | 0.26% | vs |
| Carey Poverello Federal Credit UnionCredit union Carey, OH | 81 out of 100, Strong | $32.7M | 12.9% | 0.34% | vs |
| The First Citizens National Bank of Upper SanduskyBank Upper Sandusky, OH | 78 out of 100, Strong | $389.9M | 12.6% | 0.01% | vs |
| Sutton BankBank Attica, OH | 77 out of 100, Strong | $1.7B | 10.0% | 0.02% | vs |
| The First National Bank of SycamoreBank Sycamore, OH | 75 out of 100, Strong | $239.4M | 10.0% | 0.06% | vs |
| The Farmers State BankBank New Madison, OH | 75 out of 100, Strong | $329.6M | 10.9% | 0.28% | vs |