Side-by-side · Q2 2026 data
E-Central Credit Union vs California Lithuanian Credit Union
Credit union
California Lithuanian Credit Union
Santa Monica, California · $100 million – $1 billion
Metric by metric
| Measure | E-Central Credit Union | California Lithuanian Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 70 |
| Capital cushion | 100 | 100 |
| Loan quality | 74 (stronger) | 52 |
| Earnings | 49 (stronger) | 43 |
| Funding & liquidity | 76 (stronger) | 62 |
| Problem-loan coverage | 83 | 88 (stronger) |
| Peer percentile | 74th | 51st |
| Total assets | $173.5M | $175.1M |
| Deposits / shares | $130.7M | $143.0M |
| Capital ratio | 23.41% (stronger) | 17.40% |
| Problem loans | 0.77% (stronger) | 1.45% |
| Net charge-offs | 0.21% | 0.00% (stronger) |
| Return on assets | 0.72% (stronger) | 0.57% |
| Loans ÷ deposits | 84.6% (stronger) | 90.8% |
| Uninsured deposits | 6.9% (stronger) | 21.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
E-Central Credit Union has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), E-Central Credit Union leads on 6 and California Lithuanian Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.