TellerScore

California Lithuanian Credit Union (NCUA charter #64834) is based in Santa Monica, California. Its Q2 2026 call report shows $175.1M in total assets and $143.0M in member shares and deposits and 2 offices.

California Lithuanian Credit Union has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than 51% of its 1,341 credit unions with $100 million – $1 billion. Among 238 credit unions headquartered in California, it ranks 120th. Capital cushion contributes the most (100/100, 17.40%); earnings contributes the least (43/100, 0.57%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.40%
Loan quality52/100
Loans 60+ days delinquent ÷ total loans: 1.45%
Earnings43/100
Return on assets (annualized): 0.57%
Funding & liquidity62/100
Loans ÷ shares: 90.8% · 21.1% uninsured
Problem-loan coverage88/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.20%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (72 → 70), mostly because the loan quality component weakened by 11 points.

TellerScore
536576Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202463
Q4 202473
Q1 202572
Q2 202572
Q3 202553
Q4 202575
Q1 202676
Q2 202670
Net worth ratio
7.00%13.61%20.21%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202420.21%
Q3 202419.40%
Q4 202419.72%
Q1 202519.53%
Q2 202520.08%
Q3 202520.02%
Q4 202519.65%
Q1 202619.15%
Q2 202617.40%
Delinquent loans (60+ days)
0.73%2.26%3.80%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.20%
Q3 20242.15%
Q4 20241.18%
Q1 20250.94%
Q2 20251.12%
Q3 20253.80%
Q4 20250.75%
Q1 20260.73%
Q2 20261.45%
Return on assets
0.27%0.46%0.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.59%
Q3 20240.46%
Q4 20240.61%
Q1 20250.27%
Q2 20250.52%
Q3 20250.55%
Q4 20250.61%
Q1 20260.65%
Q2 20260.57%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$175.1M17.40%1.45%0.57%90.8%
Q1 202676$157.9M19.15%0.73%0.65%100.1%
Q4 202575$152.5M19.65%0.75%0.61%102.2%
Q3 202553$148.1M20.02%3.80%0.55%97.8%
Q2 202572$146.5M20.08%1.12%0.52%88.6%
Q1 202572$149.2M19.53%0.94%0.27%85.8%
Q4 202473$147.3M19.72%1.18%0.61%84.2%
Q3 202463$147.7M19.40%2.15%0.46%80.5%
Q2 202464$141.3M20.21%2.20%0.59%83.3%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.40%
94th
Problem loans1.45%
14th
Net charge-offs0.00%
98th
Return on assets0.57%
36th
Loans to deposits90.8%
15th
Uninsured deposits21.1%
2nd
Loan-loss reserves0.00%
50th
Texas ratio6.2%
30th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
San Joaquin Power Employees Credit UnionCredit union Fresno, CA84 out of 100, Strong$174.9M15.4%0.04%vs
Vida Federal Credit UnionCredit union Ontario, CA83 out of 100, Strong$174.6M13.8%0.13%vs
E-Central Credit UnionCredit union Pasadena, CA78 out of 100, Strong$173.5M23.4%0.77%vs
Santa Cruz Community Credit UnionCredit union Santa Cruz, CA57 out of 100, Moderate$172.1M10.6%0.52%vs
Mission City Federal Credit UnionCredit union Santa Clara, CA62 out of 100, Moderate$171.7M8.3%0.17%vs
Camino Federal Credit UnionCredit union Montebello, CA60 out of 100, Moderate$178.8M12.3%1.39%vs

Deposit insurance

Is my money safe at California Lithuanian Credit Union?

Yes. California Lithuanian Credit Union is a federally insured credit union (NCUA charter #64834). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 21.1% of shares and deposits ($30.2M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 17.40%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

California Lithuanian Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
California Lithuanian Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
64834
RSSD ID
1002690
Primary regulator
State + NCUA
Established
1969
Headquarters
2806 Santa Monica Blvd, Santa Monica, CA 90404
Employees
11

Quick answers

California Lithuanian Credit Union: common questions

Is California Lithuanian Credit Union NCUA insured?

Yes. California Lithuanian Credit Union is a federally insured credit union (NCUA charter #64834). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is California Lithuanian Credit Union's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does California Lithuanian Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Santa Monica

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Long Beach Firemen S Credit UnionCredit union Long Beach, CA91 out of 100, Very strong$201.5M29.4%0.02%vs
California Adventist Federal Credit UnionCredit union Glendale, CA89 out of 100, Very strong$44.7M20.1%0.04%vs
Asian Pacific National BankBank San Gabriel, CA89 out of 100, Very strong$56.9M20.1%0.00%vs
Hana Bank USA, National AssociationBank Fort Lee, NJ88 out of 100, Very strong$835.2M25.4%0.00%vs
Malaga Bank F.S.B.Bank Palos Verdes Peninsula, CA88 out of 100, Very strong$1.4B16.8%0.00%vs