Side-by-side · Q2 2026 data
E L C O Federal Credit Union vs Macon Firemen'S Credit Union
Metric by metric
| Measure | E L C O Federal Credit Union | Macon Firemen'S Credit Union |
|---|---|---|
| TellerScore | 84 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 74 | 81 (stronger) |
| Earnings | 78 | 96 (stronger) |
| Funding & liquidity | 70 | 72 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 75th | 89th |
| Total assets | $5.3M | $5.9M |
| Deposits / shares | $4.2M | $4.3M |
| Capital ratio | 20.10% | 27.10% (stronger) |
| Problem loans | 0.78% | 0.56% (stronger) |
| Net charge-offs | 0.42% | -0.07% (stronger) |
| Return on assets | 1.45% | 1.89% (stronger) |
| Loans ÷ deposits | 90.2% | 88.2% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Macon Firemen'S Credit Union has the higher TellerScore (90 vs 84). On the 6 directional measures above (where higher or lower is clearly better), E L C O Federal Credit Union leads on 0 and Macon Firemen'S Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.