Side-by-side · Q2 2026 data
E R R L Federal Credit Union vs Lonza Federal Credit Union
Credit union
E R R L Federal Credit Union
Wyndmoor, Pennsylvania · Under $100 million in assets
Credit union
Lonza Federal Credit Union
Williamsport, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | E R R L Federal Credit Union | Lonza Federal Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 57 |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 100 (stronger) | 13 |
| Earnings | 2 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 34th | 17th |
| Total assets | $1.0M | $490K |
| Deposits / shares | $892K | $365K |
| Capital ratio | 10.63% | 25.35% (stronger) |
| Problem loans | 0.00% (stronger) | 2.61% |
| Net charge-offs | 2.76% | 0.00% (stronger) |
| Return on assets | -0.46% (stronger) | -0.69% |
| Loans ÷ deposits | 39.2% (stronger) | 65.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
E R R L Federal Credit Union has the higher TellerScore (67 vs 57). On the 6 directional measures above (where higher or lower is clearly better), E R R L Federal Credit Union leads on 4 and Lonza Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.